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Base Rate Loans

A base rate loan is linked to the Bank of England Base Rate. So, the interest rate you pay changes as the base rate changes.


Features of our base rate loan

  • Borrowing starts at £25,001
  • 1–25-year terms available
  • Repayment holidays may be available 
  • Security may be required*
  • Arrangement fees apply**


What you need to apply for a business loan from TSB

Proof that you are

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Over 18 and a sole trader, partner, or director

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A UK-based business

Have this information to hand:

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How much you want to borrow

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The purpose of the finance

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The term you want to spread repayments over

Ready to apply?

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Call us on 0345 835 3858

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Or, if you’re calling from abroad, +44 203 284 1576

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We’re here 8am – 6pm Monday to Friday, 9am – 2pm Saturday

Further information

Ready to apply?

Call us on 0345 835 3858

We’re here 8am – 6pm Monday to Friday, 9am – 2pm Saturday

Ready to apply?

Or, if you’re calling from abroad, +44 203 284 1576

We’re here 8am – 6pm Monday to Friday, 9am – 2pm Saturday


Other finance options available

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Fixed Rate Loan

With a fixed interest rate for the whole term, you'll know exactly what your repayments will be.

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Business Overdraft

A business overdraft makes sure that extra funds are available when you need them.

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Funding options

We’ve partnered with Funding Options, which scans a panel of lenders to find the right products for you.

Important information

*Any property given as security may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay to avoid the possibility of legal action.

**An arrangement fee will apply and is related to the amount you choose to borrow. These terms will be discussed with you before you take out the loan. To cover our administration costs for smaller facilities, there will be a minimum scale charge of between £100 and £250 resulting in the overall charge being more than 1.5%.