Remortgage to TSB

It makes sense to review your mortgage from time to time, to make sure you’re getting the best deal for you.

What Mortgage? Awards Best Fixed Rate Mortgage Lender 2023 What Mortgage? Awards Best Direct Mortgage Lender 2023

Benefits of moving your mortgage to TSB include:

  • free standard legal work when borrowing up to £999,999
  • no valuation fee for mortgages up to £1 million
  • fixed-priced legal services for the most common extra legal work needed on a non-standard remortgage.  Find out what legal work is covered
  • apply to borrow up to 90% of your home’s value if borrowing like for like

  • additional borrowing available up to 85% of your home’s value

  • Moving your mortgage to us could help you make valuable savings if you’re currently on a standard variable rate (SVR) or you’re about to come out of the fixed term period. Find out more.

Your existing mortgage provider may charge you a fee to switch to another provider so please check with them.

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Some banks charge you to move your mortgage. We don't.

We want to help more people get the right mortgage. So we don't charge admin fees if you move your mortgage to us. That should help you save a bit.

Subject to status and lending criteria, UK resident and 18+

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

How to apply

If you are a first time buyer, home mover or looking to remortgage, you can start your application online and a qualified Mortgage Adviser will give you a call to go through the details

Subject to status and lending criteria 

Request a call back from a Mortgage Expert who can arrange a convenient time to discuss your mortgage needs, or you can get in touch via our live chat facility.

Find out what information you’ll need to have to hand
 

To talk to us about a new mortgage, call us on
0800 056 1088

Lines are open Monday to Friday 8am to 8pm and 9am to 2pm on Saturday.

Remortgaging guide

A guide to remortgaging, including why you may want to remortgage, the costs involved and the types of mortgages available.

Remortgaging guide

Mortgage calculator

Get an indication of how much your mortgage repayments will be.

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Remortgage products available

2 year fixed rate

Mortgage payments stay the same during the 2 year fixed-rate period so they're easier to manage.

  • Free standard legal work on a remortgage when borrowing up to £999,999
  • Available if you're moving your mortgage (remortgaging) from another lender.
  • No product fee on some deals
  • Repay up to 10% of the balance each year without a charge

2 year tracker

The 2 year tracker you’re free to leave at any time. This rate tracks a percentage above the Bank of England Base Rate (BBR), so your monthly repayments will go up or down depending on how the BBR moves.

View details and start application

3 year fixed rate

Mortgage payments stay the same during the 3 year fixed-rate period so they're easier to manage.

  • Free standard legal work on a remortgage when borrowing up to £999,999
  • Available if you're moving your mortgage (remortgaging) from another lender.
  • Repay up to 10% of the balance each year without a charge
View details and start application

5 year fixed rate

Mortgage payments stay the same during the 5 year fixed-rate period so they're easier to manage.

  • Free standard legal work on a remortgage when borrowing up to £999,999
  • Available if you're moving your mortgage (remortgaging) from another lender.
  • Repay up to 10% of the balance each year without a charge
View details and start application

Before you apply

Did you know:

  • You must be at least 18 years old to apply. Your mortgage term must end before you reach 75. If your mortgage term continues past your state or planned retirement age, only your retirement income will be considered.
  • Can apply for a mortgage on your own, even for a joint mortgage application
  • Lending limits are subject to the availability of suitable products at any given time and the ability to undertake either an Automated or Desktop Valuation whilst it is not possible for valuers to gain access to properties

How to apply

We need to talk you through your mortgage application, and this can be done by booking an appointment with one of our qualified Mortgage Advisers. Did you know you can now talk to us in a branch, over the phone or via a video appointment? You can request a call back online.

You'll need to have the following details to hand:

  • Your last three months' payslips
  • Your last three months' bank statements if you want any other income to be considered (for example rental or investments) and as a reminder of your outgoings
  • If you already have an existing mortgage elsewhere, your last year's mortgage statements
  • Your address for the last three years
  • Details of any loans you currently hold, including student loans and car payments

Request a call back from a Mortgage Expert who can arrange a convenient time to discuss your mortgage needs via video, telephone or face to face.

Find out what information you’ll need to have to hand
 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.