Personal Loans

Rates from 2.9% to 29.9% APR for loans between £7,500 and £25,000 for 1-5 years

Representative example: Borrow £7,500 at an annual interest rate of 3.88% (fixed), over 60 months, monthly repayments of £137.72, a total amount repayable of £8,263.20. 3.9% APR representative.

At TSB we understand that no-one can really predict what the future holds. So we created our Fix and Flex loan to help everyone borrow well.

You could:

  • Get a personalised quote in minutes without affecting your credit rating 
  • Get your decision in under 30 seconds
  • Get the money today If you apply before 6pm and have held a TSB current account for more than 3 months, the money should be in your account the same day. If you apply after 6pm, the money should be in your account the next working day (excludes Sundays and bank holidays) 


  • Fixed monthly payments over 1-7 years
  • Take up to two one-month repayment holidays every year. Repayment holiday is subject to approval. If you take a repayment holiday you may pay more interest overall
  • Pay more whenever you want so you can pay off your loan quicker. Early settlement charges could apply
Wedding couple

Subject to status and lending criteria


Loan Calculator

This calculator gives you an illustration of what the monthly repayments and total repayable might be for the amount you want to borrow over your chosen term. Lending is subject to status and the actual rate offered will depend on your personal circumstances.

Representative Example:

I need to borrow:

£ 1,000 £ 50,000
You can only borrow between £ 1,000 - £ 50,000

And pay it back over:

Borrowers must be UK residents and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply. 

Existing Customers

UK residents only. Borrowers must be 18 years or older.

If you’d like this in another format such as large print, Braille or audio please ask in branch. If you have a hearing or speech impairment you can contact us using Text Relay (previously Typetalk) or Textphone on 0345 835 3843 (lines are open 24 hours a day, seven days a week).