Personal Loans

3.2% APR representative for loans between £7,500 and £25,000 for 1-5 years

At TSB we understand that no-one can really predict what the future holds. So we created our Fix and Flex loan to help everyone borrow well.

You could:

  • Get a personalised quote in minutes without affecting your credit rating 
  • Get your decision in under 30 seconds
  • Get the money today If you apply before 6pm and have held a TSB current account for more than 3 months, the money should be in your account the same day. If you apply after 6pm, the money should be in your account the next working day (excludes Sundays and bank holidays) 


  • Fixed monthly payments over 1-7 years
  • Take up to two one-month repayment holidays every year. Repayment holiday is subject to approval. If you take a repayment holiday you may pay more interest overall
  • Pay more whenever you want so you can pay off your loan quicker. Early settlement charges could apply

Borrowers must be UK residents and aged 18 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply. 

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Get your personalised quote now

Use the calculator below to select the amount you'd like to borrow and how long you'd like to repay your loan over. We'll show you what your monthly repayment and total repayable could be. Once you’ve decided on your amount and term, click on “Apply now” to enter a few personal details to get your personalised quote, without impacting your credit rating.

Representative example:

I need to borrow: Help Text
£ 300 £ 50,000
You can only borrow between £ 300 - £ 50,000
You can only borrow between £300 - £50,000
And pay it back over:
1 year 7 years
Already a TSB customer?

If you're an existing customer with us, it's easy to apply for a loan online.

Apply now
New to TSB?

Before you start your application, please make sure you choose how much you want to borrow and how long you want to borrow it for in the calculator above.