Get a Mortgage Promise online - it should take about fifteen minutes.
You'll have an idea if we can lend to you and how much you may be able to borrow.
No commitment and no impact on your credit score.
If successful you get an agreement in principle online and your full Mortgage Promise within 2 working days.
Lending limits are subject to the availability of suitable products at any given time and the ability to undertake either an Automated or Desktop Valuation whilst it is not possible for valuers to gain access to properties
Your last three months' bank statements if you want any other income to be considered (for example rental or investments) and as a reminder of your outgoings
If you already have an existing mortgage elsewhere, your last year's mortgage statements
If you're applying for an interest-only mortgage, any repayment vehicle details that you want to use (e.g. endowment policy, investments, ISAs)
If you're self-employed, three years' self-assessments
If your mortgage is to extend past your stated or state retirement age, up-to-date forecasts for any state, company and personal pensions
And, if you've already got your heart set on a property, bring along the sales particulars
Details of any loans you currently hold, including student loans and car payments
