This card offers you our LONGEST 0% on purchase offer. Get the best of both worlds with up to 15 months interest free on both your purchases and balance transfers made within the first 90 days of account opening.
0% interest for up to 15 months on purchases
Purchases exclude cash advances, gambling transactions and payment protection premiums
0% interest for up to 15 months on balances transferred within the first 90 days. 1.45% balance transfer fee applies
Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)
Introductory rates apply from the date we open your account
Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.
As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
, missing a payment or going over your credit limit.
For more information about these fees and the rates which will apply after your introductory period, please read our
To be eligible for this card, you must be:
18 or over
A UK resident
Have a regular income
NOT be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.
Representative 21.9% APR (variable)
Purchase rate 21.95% p.a. (variable)
Based on borrowing £1,200 over 12 months.
Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.