Covered Bonds

Site terms and conditions


These Terms are intended for the benefit of TSB Bank plc (”TSB”, “we” or “us”) and may be enforced by TSB on behalf of itself and its affiliates. You agree to notify TSB immediately if you become aware of any unauthorised use of the Website. The user will not engage in any activities related to the Website that are contrary to applicable law or regulation or the terms of any agreements between the user and TSB.

Any acknowledgment, agreement or other type of click through button on the Website that is selected to evidence agreement or an acknowledgement shall have the same force and validity as a paper copy of an agreement that has been manually signed and delivered. The Website may contain other proprietary notices and copyright information, the terms of which must be observed and followed.

Material has been placed on the Website by TSB for informational purposes only. The Website does not create any legally binding obligations or representation on the part of TSB. Access to and use of the Website is conditional upon agreement to and compliance with these Terms. The information contained on the Website does not constitute an invitation or recommendation to invest or a public offer of securities referred to on the Website (the “Securities”) under any applicable legislation or an offer to sell or solicitation or an offer to buy any securities or other financial instruments or any advice or recommendation with respect to such Securities or other financial instruments. In particular, nothing in the Website constitutes an offer of securities for sale in the United States. The Securities may not be offered or sold in the United States or for the account or the benefit of U.S. Persons (within the meaning of Regulation S of the Securities Act (as defined hereafter), absent registration or an exemption from registration under the Securities Act of 1933, as amended (the “Securities Act”). It is not intended that the Securities will be registered under the Securities Act or any U.S. state securities laws or any other jurisdiction. The distribution material on this site may be restricted by local law or regulation in certain jurisdictions other than the United Kingdom, and failure to comply with such restrictions may constitute a violation of the laws of any such other jurisdiction. This information is not intended for distribution to, or use by, any person or entity in any such jurisdiction or country where such distribution or use would be contrary to local law or regulation. Persons accessing these pages are required to inform themselves about and observe such restrictions and by accessing these pages you represent that you are a person into whose possession the material can be lawfully delivered in accordance with the laws of the jurisdiction in which you are located and that you have not made and will not make any offer of securities referred to on the site other than in accordance with applicable law and regulation.

The material and information on the Website is intended to be distributed only to, and is directed only at, persons (”Permitted Recipients”) who are:

1. not a U.S. person (within the meaning of Regulation S under the Securities Act) or acting for the account or benefit of a U.S. person and the electronic mail address that you have given to us and to which this e-mail has been delivered is not located in the United States (U.S.), its territories and possessions (including Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, Wake Island and the Northern Mariana Islands) or the District of Columbia; and

2. persons in member states of the European Economic Area who are “qualified investors” within the meaning of Article 2(1)(e) of the Prospectus Directive (Directive 2003/71/EC) (“Qualified Investors”). In addition, if you are a person in the UK, then you are a person who (i) has professional experience in matters relating to investments or (ii) is a high net worth entity falling within Article 49(2)(a) to (d) of the Financial Services and Markets Act (Financial Promotion) Order 2005 or a certified high net worth individual within Article 48 of the Financial Services and Markets Act (Financial Promotion) Order 2005. Any investment or investment activity to which the materials relate is available only to relevant persons in the United Kingdom and Qualified Investors in any member state of the European Economic Area other than the United Kingdom along with qualified institutional buyers, and will only be engaged with such persons.

The material and information on the Website must not be acted on or relied on by, nor are the Securities described herein available, to any other persons. By accessing the Website, you shall be deemed to have confirmed and represented to us that you are a Permitted Recipient.

The materials included on this site are historical in nature and only current as of the date of such materials. Whilst TSB has taken all reasonable steps to ensure that all documents (including any prospectuses) and all other information contained on the Website are accurate as of the date stated, it does not give any warranties, undertakings or representations that any documents or any other information contained on the Website are accurate, current or complete. Neither TSB nor any other party has any duty to maintain or update any such materials. Any person accessing the Website should therefore be aware that the information contained in any document (including any prospectuses or incorporated by reference into any prospectuses) or otherwise on the Website may be out of date and that TSB may remove or make changes to the materials available on the Website at any time and that TSB or its suppliers may discontinue the Website at any time. Certain materials placed on this site may contain legends, limitations, qualifications or other restrictions relating to the nature or use of such material. Any such legends, limitations, qualifications or restrictions continue to apply notwithstanding that the materials have been placed on the site.

Prospective investors must remember that past results do not predict future performance. TSB does not act as an adviser, or owe any fiduciary duty, to any person accessing the Website. Neither TSB nor any of its affiliates, agents or representatives makes any representation regarding the possible legal, regulatory, accounting or tax consequences of an investment in the securities described on the Website. Any person accessing the Website should make its own independent evaluation of the transactions described, the risks involved, and the relevance and adequacy of the information in the material contained on the Website and should make such other investigations as it deems necessary. Investors should also consult their own legal, tax, and other advisers, in order to make any investment decision, including, without limitation, the suitability of investing in the securities in light of their particular circumstances. The information on the Website is not tailored for any particular investor and does not constitute individual investment advice. Any person accessing information on the Website should also be aware that such information may contain additional disclaimers or limitations on liability. No information made available on the Website purports to be nor constitutes financial, investment, tax, accounting or legal advice or recommendation. Nor should any such information be considered a recommendation of securities by TSB in any way.

Information on the Website sourced from third parties (Third Party Materials), including (without limitation) offering circulars, prospectuses, listing particulars, pricing supplements reports, agreements, summaries, models, commentary and other materials, has been obtained from sources believed to be reliable, but TSB does not warrant its completeness or accuracy. TSB has no obligations in respect of Third Party Materials (including as to verifying or correcting Third Party Materials or publishing materials relating to Third Party Materials). Any disclosure of Third Party Materials on this Website, does not imply any endorsement by TSB for the opinions, ideas, products, information or services offered therein regarding the content of any Third Party Materials.

The information contained in the Website has been converted from the format from which the original version of such information was printed. Reasonable care has been exercised to provide accurate information but there can be no assurance that this information is free from error. TSB and third party data providers are not responsible for any errors in or omissions from the information contained in or accessed through the Website (including all information, tools and materials contained on the Website).

By accessing the Website, you acknowledge and agree that neither TSB, nor any person who controls it, nor any affiliate, director, officer, employee or agent of it, nor any affiliate of any such person, has or accepts any liability arising out of or in connection with the use of any information set forth on the Website. TSB will under no circumstances be liable to you or any third party, regardless of the form of action, for any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if TSB has been advised of the possibility of such damages.

TSB will have no tort, contract or any other liability to the user or any third party arising in connection with the use of the Website, or reliance on any information or services provided at this Website. Nothing herein shall limit or exclude liability of TSB:

(a) for personal injury arising from negligence;

(b) for fraud, gross negligence or wilful default; or

(c) that may not be limited or excluded under applicable law and regulation.

The parties agree that the limitations and exclusions set out herein are reasonable having regard to all the relevant circumstances and the levels of risk associated with each party’s obligations under these Terms.

No person may enforce any terms and conditions of these Terms under the Contracts (Rights of Third Parties) Act 1999. Notwithstanding any other term of these Terms, the consent of any third party is not required for any variation or termination of these Terms.

Governing law

These Terms and any non-contractual obligations arising out of or in connection with them will be governed by, and construed in accordance with, the laws of England and Wales. The English courts will have jurisdiction to settle any disputes which may arise in connection with the terms of access or any non-contractual obligations arising out of or in connection with these Terms.


I decline  I accept