Insure your bike(s), whether you're using them or not, anywhere in the world not just within your home.

If you need to cover other sports items, see our sports equipment insurance page.

On this page you can see:

• what bicycle insurance covers
• what the main exclusions are from bicycle insurance

What does bicycle insurance cover?

With Pick and Protect bicycle insurance we’ll cover:

• all bicycles at your home address when you insure the most expensive one
• bicycles worth between £250 and £3,500 
• loss or damage to your bike including the hire of a replacement bike up to £25 per day
• theft provided the bike is with you at the time or is locked to a fixed object like a bike rack or railing
• public liability up to £2 million if you were to cause accidental bodily injury or illness
• worldwide cover for temporary visits

Terms, conditions and policy exclusions apply. Must be a UK resident and aged over 16 to apply.

It's important that you know what this insurance does and doesn't include. You'll find more details here.

What are the main exclusions from bicycle insurance?

You won’t be able to claim for:

• theft where the bicycle isn’t with you or hasn’t been securely locked to an object that can’t be moved or in a locked building
• bikes with a motor
• loss or damage to tyres and accessories unless the bike is stolen or damaged at the same time
• loss or damage caused by wear and tear, light, weather conditions, damp, rust, wet or dry rot or anything that happens gradually
• loss or damage caused by cleaning, washing, repairing or restoring

You can see the full list of exclusions in the Policy Document. Must be a UK resident and aged over 16 to apply.