Sports equipment insurance

Insure your sports equipment like your skis, snowboard, surfboards, golf clubs or tennis racquets anywhere in the world not just within your home.

Remember, if you need to cover any bicycles you own you will need bike insurance.

On this page you can see:


What does sports equipment insurance cover?

With Pick and Protect sports equipment insurance we’ll cover:

  • sports equipment worth between £250 and £5,000 with any one item worth up to £1,000 as standard
  • sports equipment belonging to anyone living in your home, including kids studying away 
  • accidental loss or damage
  • sports clothing used solely in connection with sporting activities
  • theft including from an unattended vehicle which is forced open up to £1,500
  • non-professional use of sports equipment and accessories
  • worldwide cover

Terms, conditions and policy exclusions apply. Must be a UK resident and aged over 16 to apply.


Start a quote

Must be a UK resident and aged over 16 to apply.


Other covers

Retrieve an existing quote

Must be a UK resident and aged over 16 to apply.

Quote references beginning with QTE

It's important that you know what this insurance does and doesn't include. You'll find more details here.

If you’d prefer to call

0345 030 8786

If you'd prefer to talk to a member of our team please call us:
Monday to Friday 8am - 8pm
Saturday 8am - 6pm
Sunday 10am - 4pm
Bank Holidays 10am - 4pm

Calls to our 0345 numbers are charged at local rates dependent on network and usually included in inclusive minute plans. For our joint protection, telephone calls may be recorded and/or monitored.

What are the main exclusions from sports equipment insurance?

You won’t be able to claim for:

  • damage caused while in use although this can be insured by adding Sports Plus to your sports equipment cover (see enhancements below)
  • damage caused by wear and tear or anything that happens gradually 
  • gadgets and bikes as separate cover is available for these

You can see the full list of exclusions in the Policy Document. Must be a UK resident and aged over 16 to apply.


Sports equipment insurance enhancements

  • Sports Plus – £500 cover for damage to sports equipment such as tennis racquets, hockey sticks, cricket bats and golf clubs whilst in use (no more than £1,500 per year)