Gadget insurance

Insure handheld gadgets like your mobile phones, tablets, laptops, cameras or smart watches anywhere in the world not just within your home.

You can cover larger home equipment such as TVs, DVD or Blu-ray players and game consoles (that aren’t handheld like an Xbox or PlayStation) with contents insurance.

On this page you can see:


What does gadget insurance cover?

With Pick and Protect gadget insurance we’ll cover:

  • gadgets totalling between £500-£10,000, with up to £3,000 cover for any one gadget specified when you apply or up to £1,000 for items which you do not specify
  • accidental damage and loss of your gadgets 
  • theft including from an unattended vehicle where the gadget is in an enclosed compartment and the vehicle is securely locked but broken into by force up to £1,500
  • unauthorised use of data up to £10,000
  • mobile phone breakdown after the manufacturer’s warranty expires
  • worldwide cover

Terms, conditions and policy exclusions apply. Must be a UK resident and aged over 16 to apply.

Start a quote

Must be a UK resident and aged over 16 to apply.


Other covers

Retrieve an existing quote

Must be a UK resident and aged over 16 to apply.

Quote references beginning with QTE

It's important that you know what this insurance does and doesn't include. You'll find more details here.

If you’d prefer to call

0345 030 8789

If you'd prefer to talk to a member of our team please call us: 
Monday to Friday 8am - 6pm 
Saturday 9am - 1pm 
Sunday 10am - 2pm 
Bank Holidays 10am - 4pm 

Calls to our 0345 numbers are charged at local rates dependent on network and usually included in inclusive minute plans. For our joint protection, telephone calls may be recorded and/or monitored.

What are the main exclusions from gadget insurance?

You won’t be able to claim for:

  • gadgets worth over £1,000 that you don’t declare at the start of your policy
  • a new mobile phone - the replacement we provide will be a refurbished model
  • unauthorised use if you haven’t notified your network provider within 24 hours of discovering your gadget has been lost or stolen
  • loss of stored information such as applications, data, downloads, music, photos or videos 

You can see the full list of exclusions in the Policy Document. Must be a UK resident and aged over 16 to apply.