If you have up to three rental properties that you are privately letting, Pick and Protect landlords insurance could be just right for you. It’s simple, flexible, transparent, so when you get a quote you always know what you’re paying for.
We offer three types of cover:
Buildings Cover with unlimited rebuild and repair costs
Contents Cover for furnished properties
Starter Contents Cover if there are only a few items in your properties
And you can mix and match them. So if you have more than one property you might choose Buildings Cover for one, but Buildings and Starter Contents Cover for another. It’s up to you.
What does Pick and Protect landlords insurance cover?
Why choose our landlords insurance?
Claiming on one policy won’t affect the premium you pay on others
Every time you buy extra cover £5 will be taken off your premium. So say you pick Buildings and Contents Cover, that means £10 off
If damage makes the property unfit to live in, you’ll be paid for loss of rent up to £100,000
No fee for paying monthly
No admin fee for making changes to your policy
You can add or remove a property, or change the type of cover, any time
24/7 claims line
Buildings
Contents
Starter contents
Cost of rehousing tenants
✓
✓
✗
Malicious damage caused by tenants
✓
✓
✓
Loss of rent if damage makes property unfit to live in
✓
✓
✗
Unlimited rebuild/repair costs on properties with five bedrooms or fewer
✓
✗
✗
Loss/damage from events such as fire, storm and flood
✓
✓
✓
Loss/damage from theft or vandalism
✓
✓
✓
Property secured within two hours after a break-in
✓
✗
✗
Range of claims payment options – from cash to Amazon vouchers
✗
✓
✓
Terms, conditions and exclusions apply.
Bear in mind that you can’t claim for any damage caused by wear and tear, or that happens gradually or accidentally. You’re also not covered for theft in communal areas of self-contained flats.
Before getting a quote, please carefully read the documents below. You can download and print copies to keep.
If you want a quote or simply some expert advice, give us a call.
Must be a UK resident and aged over 16 to apply.
0345 307 8509
Monday to Friday 8am - 8pm
Saturday 8am - 6pm
Sunday 10am - 4pm
Bank Holidays 10am - 4pm
Calls to our 0345 numbers are charged at local rates dependent on network and usually included in inclusive minute plans. For our joint protection, telephone calls may be recorded and/or monitored.
