You’ve left university behind. Been there, done that. Now what? We know you need time to find your feet and get established in your new life. Our Graduate Current Account can give you the leg up you need.
Reasons to choose our Graduate Bank Account
Optional overdraft to help you manage the transition from studying. It’s interest free up to £2,000 for your first three years after graduation. Subject to application, approval and repayable on demand.
A graduate loan of between £1,000 to £10,000 over 1 to 5 years (subject to application and approval - rates may vary depending on individual circumstances). You can only apply in a branch or by calling us on 0345 835 3861.
Make things happen wherever you are with a TSB Visa Debit Card and a TSB Classic Credit Card (Representative 25.9% APR variable) with a limit of at least £500 (subject to application and approval), accepted wherever you see the Visa symbol at home or away.
Apple Pay and Google Pay are available with this account.
To apply for a Graduate Account, you must be 18 or over, be a permanent UK resident and have graduated (and have confirmation of your graduation) within the last three years with a qualification from a UK based university.
How to apply
If you would like a Graduate account with us, please visit your local branch. To make an appointment call us on 03459 758 758
You must be 18 or over, be a permanent UK resident and have graduated (and have confirmation of your graduation) within the last three years with a qualification from a UK based university.
Coming to the end of your Graduate account
When you have had your Graduate account for three years, we’ll move you to a Spend & Save account. We’ll write to you two months before we do this.
Rates and charges
It's important that you understand how your account works.
You can find all the documents relevant to this account in the Important Documents section. Rates and charges can be found within the Banking Charges Guide.
Make it easier to manage your money on the go. It means you can do your banking on the move from most internet-enabled mobile devices - either using our app or via your mobile device's browser.
Your TSB Visa debit card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.
This is a simple everyday way to save for the things you want. Add Save the Pennies on to your account and every debit card payment you make is rounded up to the nearest pound. All those spare pennies go straight into your Savings Pot or any other eligible TSB savings account you’ve set up. So even when you’re spending, you’re putting a little bit aside too.
You can set this up easily on our mobile app, Internet Banking or in branch.
There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.
If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.
Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Overdrafts are subject to application and approval and are repayable on demand.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.