Key features

• 3% AER / 2.96% gross variable interest paid on balances up to £1,500 only. Please note the current interest rate is 5.00% AER/4.89% gross variable and will be 3.00% AER/2.96% gross variable from 2 July 2019.
• TSB Visa debit card 

  Accepted in millions of places and cash machines worldwide and just as safe to use abroad as at home, so it's a simple alternative to carrying cash. There are charges for using your Debit Card when you're abroad. Find out more

  Contactless functionality subject to status
• Optional £35 interest and fee-free overdraft - for short term borrowing, like covering you until pay day. Subject to application, approval and repayable on demand.
• You can apply to open a joint account.
• Recommend us to a friend and when they switch to our Classic or Plus account you’ll both get £75. T&Cs apply. Offer ends 30 June 2019.

To earn interest (paid monthly), all you need to do is pay in a minimum of £500 a month, register for Internet Banking, Paperless Statements and Paperless Correspondence and log in regularly.

• You must be 18 or over and a UK resident to apply
• The Classic Plus Account is restricted to one account in your sole name, and another Plus account in joint names
• Please note: if you have more than one Plus account in your sole name or more than one Plus account in joint names, we may convert your additional account into an Enhance account or another current account from our range. We’ll give you at least two months’ notice before we do this.
• You can choose to switch your banking to us when you apply for a Classic Plus account, or any time after you've opened it - we guarantee switching will take just 7 working days.