£10 overdraft buffer
If you try to make a payment and you don’t have enough money in your account (including your Arranged Overdraft if you have one), we’ll treat this as a request for an Unarranged Overdraft. If it’s authorised and you use £10 or less, you won’t be charged fees or interest on the amount you’ve borrowed. If you use more than £10 you’ll get charged interest and fees on the full amount.
About overdrafts
Control
Helps you avoid overdraft fees and keep a limit on your spending.
For £10 a month, stop your account from going into an Unarranged Overdraft.
Find out more
Grace period
You'll have until 10pm (UK time) to pay in enough money to avoid any overdraft fees you may incur on that day.
Cheque book
Available on request.
Joint accounts
Simply an account in the name of two or more people. Convert your existing account into a joint account by adding someone else to it, or open an account in two people's names.
About joint accounts
How you can bank with us
Online, with
Internet Banking and our Mobile app.
In one of around 550
branches
On the phone with
Telephone Banking