Platinum 28 Month Balance Transfer Card Image

Platinum 28 Month Balance Transfer Card

Receive £20 Cashback when you make £20 of eligible purchases with your new card. Offer ends 10 January 2018. Terms and conditions apply.

Offering our longest 0% balance transfer period of 28 months with a 0.50% fee. This fee can be fully refunded, please see below.

Consolidate your debts and save money on existing credit card balances, by transferring them to this card and get 0% on purchases for 3 months.

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  • 0% interest for the first 3 months on purchases

    Purchases exclude cash advances, gambling transactions and payment protection premiums

  • 0% interest for up to 28 months on balance transfers made within the first 90 days of account opening

    Balance transfers: mimimum £100 up to maximum 95% of credit limit from UK cards only (excluding TSB credit cards)

  • 0% balance transfer fee after refund.
    0.50% balance transfer fee applies in the first 90 days, but if you complete your balance transfer within 30 days of your account opening, then we’ll fully refund the balance transfer fees within 60 days of each transfer. Offer ends 31 January 2018. Terms and conditions apply
  • 1% cashback on the first £500 of eligible spend each month when you have a TSB Classic Plus current account. Offer ends on 30 June 2018. Terms and conditions apply
  • £20 cashback when you spend £20 on eligible purchases with your new card before 9 February. £20 cashback will be credited to your account by the 31 March. New customers only. Offer ends 10 January 2018. Terms and conditions apply.


To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal

Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips

, missing a payment or going over your credit limit.

For more information about these fees and the rates which will apply after your introductory period, please read our  simple guide .

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch

  • Clicksafe® 
    ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.
    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.
    You can also view more  Internet Fraud Protection
     to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending

  • A money planner to help you track your funds across your TSB current account and your credit card accounts.  Find out more about money planner

  • Overseas emergency telephone assistance if you lost your card abroad

Find out more about using your credit card with Apple Pay.

Find out more  about using your credit card with Android Pay.

Representative example

Representative 18.9%  APR (variable)

Purchase rate 18.94% p.a. (variable)

Based on borrowing £1,200 over 12 months.

Credit limit, interest rates and promotional periods will vary based on your individual circumstances. Subject to status and lending criteria.

How to apply

Apply online today - it only takes a few minutes

To be eligible for this card, you must:

  • Be 18 or over
  • Be a UK resident
  • Have a regular income
  • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
Find out what I need when applying


This offer is only available if you do not already have a credit card from TSB.

Apply securely

Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide



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