To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.
As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal
Cash withdrawals means cash withdrawals, advances made by Card or Card number, gambling transactions, purchases of currency and cash related transactions, such as the purchase of travellers cheques, money orders or gaming chips
, missing a payment or going over your credit limit.
For more information about these fees and the rates which will apply after your introductory period, please read our
A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
ClickSafe® (also known as Verified by Visa, MasterCard® SecureCode and American Express® SafeKey®) is a free service that gives you extra protection when you're shopping online.
The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.
All of our credit cards are variable and linked to Bank of England base rate.
This means that your standard interest rates will be made up of your personal rate plus base rate. If the Bank of England announces a Base Rate change, the change will take place on the last working day of the month in which the Base Rate change is announced and the interest rate on your credit card will change by the same amount. Base rate and/or your personal rate could change at any time as explained in your credit card terms and conditions.
If you are looking to borrow some money, read our guide on borrowing sensibly.