Credit cards

Coronavirus (COVID-19) information

We understand our customers may be worried about the impact of coronavirus (COVID-19) and wanted to reassure you that we’re here to help you with any financial concerns you may have.

Coronavirus (COVID-19) information

Find and compare details of our range of credit cards

With a wide range of balance transfer and 0% interest credit cards available, compare the details and apply for your new card today.

Platinum Balance Transfer Card

This card offers you our longest 0% balance transfer period of 29 months with a 2.95% fee for balance transfers made in the first 90 days of account opening.

0% for up to 3 months on purchases, then 19.95% p.a. (variable)

0%  interest for up to the first 29 months on balances transferred within the first 90 days.

2.95% balance transfer fee during the first 90 days

Representative example

Purchase rate 19.95%  p.a. (variable)

Representative 19.9% APR (variable) based on borrowing £1,200 over 12 months

Credit limits, promotional periods and interest rates will vary based on your individual circumstances.

Platinum Purchase Card

This card offers you our longest ever 0% on purchases offer. Get up to 20 months interest free on your purchases and balance transfers made within the first 90 days of account opening

0%  for up to 20 months on purchases, then 19.95% p.a. (variable)

0% interest for up to the first 20 months on balances transferred within the first 90 days

2.95% balance transfer fee during the first 90 days

Representative example

Purchase rate 19.95%  p.a. (variable)

Representative 19.9% APR (variable) based on borrowing £1,200 over 12 months

Credit limits, promotional periods and interest rates will vary based on your individual circumstances.

Advance Credit Card

This is our lowest rate card at 7.9% APR. Our Advance Credit Card offers you 0% on purchases in the first 3 months after account opening.

0% for 3 months on purchases then ongoing low rate of 7.95% p.a. (variable)

0% for 3 months on balance transfers made in the first 90 days

0% balance transfer fee during the first 90 days

Representative example

Purchase rate 7.95% p.a. (variable)

Representative 7.9%  APR (variable) based on borrowing £1,200 over 12 months

Credit limit and interest rates will vary based on your individual circumstances.

Student Credit Card

Available to TSB Student current account holders over 18

19.95%  p.a. (variable) on all purchases

19.95%  p.a. (variable) on all balance transfers

Exclusively available to TSB Student Current Account holders over 18.

Representative example

Purchase rate 19.95%  p.a. (variable)

Representative 19.9%  APR (variable) based on borrowing £1,000 over 12 months

Credit limits and interest rates will vary based on your individual circumstances.

Features to help you stay in control

  • Choose how to manage your account - online, by phone or at a TSB branch

  • Direct Debit set up for peace of mind

  • Take control of your account with our mobile app

  • Our Internet Banking website lets you check your latest balance, search your statements and apply for new accounts

  • Use your credit card abroad wherever you see the Mastercard® logo  
    Fees apply when you use your card abroad:  
    Payment Scheme Exchange Rate Indicative rates can be found at 
    www.mastercard.com/global/currencyconversion  
    One or more of the following may apply: 

    • A non-sterling transaction fee of 2.95% of the transaction value (in pounds). This fee applies to all transactions when TSB converts a foreign currency into pounds.  
    • A cash withdrawal fee of 3% of the transaction value (in pounds), with a minimum fee of £3. This fee applies to all cash withdrawals made abroad. If you withdraw cash in a foreign currency and TSB converts the foreign currency into pounds, then both the Cash Withdrawal fee and the Non-sterling transaction fee will apply.

Useful contact numbers

Lost or stolen

0800 015 0030 (UK)
+44 207 481 2567  (abroad)
 

Lines are open 24/7

Card queries

0345 835 3846 

Lines are open 24/7. Person to person service 8am - 8pm.

 

Currency conversion calculator

Our calculator helps you see the total cost of your currency charges, and how this compares to the European Central Bank exchange rate.

This can only be used for European Union denominated currencies, in a European Economic Area country.

Existing Customers

If you already have a credit card with us you may be able to take advantage of an exclusive balance transfer offer.

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Security and fraud

Helpful hints to help you stay safe online.

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Borrowing Sensibly

If you are looking to borrow some money, read our guide on borrowing sensibly.

Read the guide

Money Worries

If you’re struggling with your current financial situation, we can help.

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