Savings Accounts
Instant Access
- The interest rate you earn depends on how much money you have in your account
- Currently paying from 1.15% Gross/AER variable
- Includes a fixed introductory bonus of 0.10% for the first 12 months on balances of £1 or more
- After 12 months variable interest without bonus will apply
- 2.04% Gross /2.05% AER variable
- Includes a fixed introductory bonus of 1.00% for the first 12 months
- After 12 months variable interest without bonus will apply
- Can only be opened with a Spend & Save or Spend & Save Plus account
- Maximum of five Savings Pots per account
- Maximum balance of £5,000 per Savings Pot (£25,000 per Spend & Save or Spend & Save Plus account)
- The interest rate you earn depends on how much money you have in your account
- Currently paying from 1.15% Gross/AER variable
- Includes a fixed introductory bonus of 0.10% for the first 12 months
- After 12 months variable interest without bonus will apply
- Interest paid yearly.
3.44%/3.50% Gross/AER variable in months you don’t make a withdrawal
- 12 month term
If you make a withdrawal, the interest rate applied to the balance for the whole calendar month in which your withdrawal is made, will be a lower rate of 0.49%/ 0.50% Gross/AER variable
Interest paid on balances over £1
Interest paid monthly
- 5.00% Gross/AER fixed for 12 months
- Save from a minimum of £25 to a maximum of £250 by standing order each month
- Interest is paid on maturity.
- The interest rate you get depends on how much money you have in your account
- Currently paying from 1.25% Tax free/AER (variable), which includes a fixed introductory bonus of 0.20% for 12 months from date of account opening
- Open from just £1
- Instant access with no charge for withdrawal.
Open from just £1
- 3.44%/3.50% Tax free/AER variable in months you don’t make a withdrawal
- If you make a withdrawal the interest rate applied to the balance for the whole calendar month in which your withdrawal is made, will be a lower rate of 0.49%/ 0.50% Tax free/AER (variable)
Instant access with no charge for withdrawal.
Fixed interest rate
18 months pays an interest rate of 3.68% Tax free/3.75% AER (fixed)
Open with just £1
All deposits, including transfers, must be received within 30 days of opening your account
Interest paid from £1
Withdrawal charges apply
Fixed interest rate
2 years pays an interest rate of 3.75% Tax-free/AER (fixed)
Open with just £1
All deposits, including transfers, must be received within 30 days of opening your account
Interest paid from £1
Withdrawal charges apply
Fixed interest rate
3 years pays an interest rate of 3.70% Tax-free/AER (fixed)
Open with just £1
All deposits, including transfers, must be received within 30 days of opening your account
Interest paid from £1
Withdrawal charges apply
Open from just £1
Invest up to £20,000 tax free each tax year
Choose an investment risk level that suits you and Wealthify’s experts will invest for you
Check your account at any time using the app or online dashboard
With investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.
Fixed Bonds
- Fixed Interest Rate
- 1 year pays an interest rate of 3.80% Gross/AER fixed for a 1 year term
- Deposits must be received within 10 working days of opening your account
- Monthly or annual interest options
- Interest paid from £1
- Once your bond is open, no withdrawals are allowed, and early closure is not possible
- Fixed Interest Rate
- 2 year pays an interest rate of 3.75% Gross/AER fixed for a 2 year term
- Deposits must be received within 10 working days of opening your account
- Monthly or annual interest options
- Interest paid from £1
- Once your bond is open, no withdrawals are allowed and early closure is not possible
- Fixed Interest Rate
- 3 year pays an interest rate of 3.70% Gross/AER fixed for a 3 year term
- Deposits must be received within 10 working days of opening your account
- Monthly or annual interest options
- Interest paid from £1
- Once your bond is open, no withdrawals are allowed and early closure is not possible