International Services Rates and Charges

Sending and receiving money

Sending money abroad

Transaction type Charges
International Payment - via Internet Banking £15
Express International Payment - in branch £28
Standard International Payment - in branch £21
Non-urgent Euro (SEPA)1 - in branch £19
SEPA Direct Debit Free

All charges are per item unless otherwise stated.

1For non-urgent Euro (SEPA) you must provide a Bank Identifier Code (BIC) and International Bank Account Number (IBAN).

Charges as at 13th May 2013.


Transaction type Charges

Cheques/drafts (including dividend warrants)

Up to £100 – £5
Over £100 – 25p per £100
Minimum £15, maximum £80
N.B. Fee to be taken whether item is paid or unpaid


Status enquiries

Transaction type Charges
Status enquiries abroad £20
If sent electronically Additional £10

Foreign exchange

Transaction type Charges
Spot transactions No charge

Forward exchange contracts

No charge
Currency options

You will be advised of the charges when the service is provided


Post payment charges

These charges apply when requests are made after an international payment has been sent abroad.

Transaction type Charges
Amendments3 £5 per message

Beneficiary claiming non-receipt of funds (BCNR) query

£5 per chaser after the first one which is free of charge

Recalling a payment4 £20 per payment

3 Amendments are only allowed on International payment (Standard and Express). They are amendments you want to make on the beneficiary details and/or the amount of payment after the payment is sent.

4 If the payment has already been credited into the beneficiary's account using International payment, we can only recall the payment subject to the beneficiary's agreement. The charge will be taken whether the payment can or cannot be recalled. If a payment is recalled, the amount returned to you will be calculated according to the exchange rate on the day it is credited into your account. In the case of cancelling a draft, we may ask you to sign a counter indemnity which allows us to debit your account if money is paid out.



Speak to a Relationship Manager on 0345 835 3858.

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