A simple way to build savings that will come of age with your child. Open with just £1 and because it's an ISA your child won't pay any tax on the interest they earn up to the annual allowance.
Our Junior Cash ISA allows you to save up to £4,080 and earn tax-free interest.
This means you can save up to £4,080 in a Junior ISA in the tax year ending 5 April 2017.
Tax-free means the interest paid will be free from UK Income Tax. The advantages of which depend on your individual circumstances and the tax treatment of your ISA may change in the future.
These interest rates are correct as at 10/12/13.
The interest rate is variable. Interest is paid on the anniversary of the account opening.
Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Tax free rate is the contractual rate of interest payable where interest is exempt from income tax. Interest earned on the child's ISA does not count towards any Personal Savings Allowance that may apply to the child. The tax treatment of each account depends on the child's individual circumstances and may change.
Visit your local branch with proof of identity and your address and we'll open the account for you.
Everything you need to know about ISAs and how to make the most of your annual ISA allowance.
Read our ISA Guide
Visit us in branch and we'll open an account for you.
Find out what to take along
Visit fscs.org.uk to find out more
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