• Savings accounts guide

    Savings accounts come in all shapes and sizes so whether you like to save little and often, or in big chunks, there is a savings account to suit you.

    Cash ISAs

    There are two types of cash ISA available, both allowing you to save up to £15,240 tax-free for the tax year ending 5 April 2016.

    • Instant access accounts can usually be opened with £1 and you'll receive a variable rate of interest on your balance, paid annually.
    • A fixed rate ISA can be opened with a minimum balance set by the provider (the TSB 2 Year Fixed Rate Cash ISA requires an opening balance of £3,000). You'll receive a fixed rate of interest over a set amount of time and you'll pay a withdrawal fee if you access your money during that period.


    View cash ISAs

    Junior ISAs

    You can save on behalf of your children until they reach 18 with a Junior ISA. Your child won't pay tax on the interest earned up to £4,080 for the tax year ending 5 April 2016.

    View Junior Cash ISA

    Instant access accounts

    You can get instant access to your money whenever you need it with instant access accounts. Ideal for money you need access to in an emergency.

    View instant access accounts

    Fixed bonds

    Bonds lock your money away for a fixed period of time in return for a higher interest rate. You usually need a minimum of £2,000 to open one. Fixed-rate bonds pay interest at a fixed rate. Tracker bonds pay interest tracked against a particular index or rate, such as the Bank of England base rate.

    View fixed bonds

    How do I add additional parties to my account?

    If your savings account can be held in joint names, you can add additional parties at your nearest branch. You'll both need to go into a branch so that you can provide proof of identity and address in person.

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