Savings accounts come in all shapes and sizes so whether you like to save little and often, or in big chunks, there is a
to suit you.
There are two types of cash ISA available, both allowing you to save up to £15,240 tax-free for the tax year ending 5 April 2016.
You can save on behalf of your children until they reach 18 with a Junior ISA. Your child won't pay tax on the interest earned up to £4,080 for the tax year ending 5 April 2016.
Junior Cash ISA
You can get instant access to your money whenever you need it with instant access accounts. Ideal for money you need access to in an emergency.
instant access accounts
Bonds lock your money away for a fixed period of time in return for a higher interest rate. You usually need a minimum of £2,000 to open one. Fixed-rate bonds pay interest at a fixed rate. Tracker bonds pay interest tracked against a particular index or rate, such as the Bank of England base rate.
If your savings account can be held in joint names, you can add additional parties at your nearest branch. You'll both need to go into a branch so that you can provide proof of identity and address in person.
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