• Fixed bonds

    In an uncertain world, you can save with confidence for the longer term.

    If you've got a bit more to put away and your sights are set on the longer term, bonds are designed to help you save with confidence. And because your money is locked away for a fixed period of time, you'll get a more rewarding rate.

    Perfect if you're not saving for next week or next month.

  • Fixed Bonds

    • Start saving from £2,000
    • Monthly or annual interest options
    • 2 year fixed rate so you know what to expect
    • Deposits must be received within 10 working days of opening your account. No further deposits are allowed after the initial 10 days from account opening, but you can have more than one Fixed Bond
    • Open either in branch or online
    • Up to 0.60% gross/AER fixed on balances of £2,000+ for a 2 year term

    Once your bond is open, no withdrawals are allowed and early closure is not possible.

    Find out more

  • How Bonds work

    • Bonds can be opened with a minimum of £2,000
    • Once Bonds are opened no withdrawals are allowed.
    • Deposits must be received within 10 working days of opening your account.
    • Your interest can be paid annually or monthly depending on the chosen product.
    • At least 30 days before the end of the term, we will write to you asking for instructions about what you would like us to do with the balance in your account.
    • If you do not give us instructions before the end of the term (or we cannot reasonably comply with your instructions), on the last day of the term (or the next working day if this falls on a Saturday, Sunday or Bank Holiday), we will transfer the balance in your account (including the last month’s interest) to a Matured Funds Account.


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