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  • The current account that gives you plusness

    Get 3% AER (variable) interest on balances up to £1,500, plus 5% cashback on your first £100 of contactless payments every month, including Apple Pay and Android Pay, plus earn cashback with our Platinum 20 Month Purchase credit card*. No other high street bank offers you more with no monthly fee.

    To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence. It’s important you log in regularly, at least once every 12 months.

    *1% monthly cashback up to £500 eligible spend. Classic Plus account and eligible credit card required. Excludes TSB Avios, Premier Avios, TrustCard, Visa & TSB business credit cards. Offer ends 30 September 2017.

    Representative example

    Representative 18.9% APR variable based on you borrowing £1,200 and repaying it over 12 months.

    The interest rate for purchases is 18.94% p.a. variable.

  • What you get                

    Classic Plus account

    • 3% AER/2.96% gross variable interest paid monthly on balances up to £1,500
    • No monthly fees
    • TSB Visa debit card - contactless functionality subject to status
    • Optional fee free £25 planned overdraft available (subject to application and approval)
    • Access your account online, via mobile banking, telephone banking or in branch


    • 5% contactless cashback on your first £100 of contactless, Apply Pay or Android Pay payments every month.

    Credit Card

    • Earn up to £5 a month credit card cashback with our Platinum 20 Month purchase credit card*

    You must be 18 or over and a UK resident to apply. The Classic Plus account is restricted to one account in your sole name, and another Plus account in joint names. If you don't log in to Internet Banking within 12 months, we might have to turn off your paperless correspondence which will mean you won't get your interest. We don't want that to happen, so please log in regularly. Terms and conditions apply.

    Read Important Information before applying.

    Apply for a Plus account

    Your Money Direct Awards 2015 – Best Direct Current Account Provider
  • The best of both worlds for 20 months.

    Our Platinum 20 Month Purchase Card comes with one of our best offers yet. It gives you up to 20 months interest free on both purchases and balance transfers.

    • 0% interest on your purchases for up to 20 months
    • 0% interest for up to 20 months on balance transfers made within the first 90 days. A 2.95% balance transfer fee applies, per transfer 
    • Introductory rates apply from the date we open your account

    Apply for Platinum 20 Month Purchase Card

  • Switch Guarantee

    Switching to us is easy

    You can choose to switch your banking to us when you apply for a Plus account, or any time after you've opened it - switching to us will only take seven working days.


    How switching works

  • Apply for a Classic Plus Account

    Apply for a Plus Account

  • Important Information

    5% cashback terms and conditions
    Classic Plus terms and conditions
    Credit card 1% cashback terms and conditions

    AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

    Classic Plus account  
    The Classic Plus account is restricted to one account in your sole name, and another Plus account in joint names. If you have more than one Plus account in your sole name or more than one Plus account in joint names, we may convert your additional account into an Enhance account or another current account from our range. We’ll give you at least two months’ notice before we do this. Terms and conditions apply.

    Defaqto 2015 – Standard Current Accounts – 5 stars
    Your Money Direct Awards 2015 – Best Direct Current Account Provider

    If you have a hearing or speech impairment you can contact us using Text Relay (previously Typetalk) or Textphone on 0345 835 3843 (lines are open 24 hours a day, seven days a week).

    If you need to call us from abroad, or prefer not to use our 0345 number, you can also call us on 0203 284 1575. Calls may be monitored or recorded. TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237.

    Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

    TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

    Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Apple Watch are trademarks of Apple Inc. Android, Android Pay, and the Android Pay logo are trademarks of Google Inc.

    "No other high street bank offer you more with no monthly fee" based on TSB research, 4 January 2017.