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  • The current account that gives you plusness

    Get 5% AER (variable) interest on balances up to £2,000, plus 5% cashback on your first £100 of contactless payments every month, including Apple Pay and Android Pay, plus earn cashback with our Platinum 20 Month Purchase credit card*.

    To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence. It’s important you log in regularly, at least once every 12 months.

    The Classic Plus credit interest rate will reduce on 4 January 2017. The current interest rate is 5% AER/4.89% gross variable paid on balances up to £2,000. From 4 January 2017, the interest rate will change to 3% AER/2.96% gross variable paid on balances up to £1,500.

    *1% monthly cashback up to £500 eligible spend. Classic Plus account and eligible credit card required. Excludes TSB Avios, Premier Avios, TrustCard, Visa & TSB business credit cards. Offer ends 30 September 2017.

    Representative example

    Representative 18.9% APR variable based on you borrowing £1,200 and repaying it over 12 months.

    The interest rate for purchases is 18.94% p.a. variable.


  • What you get                

    • 5% AER/4.89% gross variable interest paid monthly on balances up to £2,000
    • No monthly fees
    • TSB Visa debit card - contactless functionality subject to status
    • 5% contactless cashback on your first £100 of contactless payments every month, including Apple Pay and Android Pay
    • Optional fee free £25 planned overdraft available (subject to application and approval)
    • Earn up to £5 cashback a month with our Platinum 20 Month credit card. Representative APR 18.9% (Variable)*
    • Access your account online, via mobile banking, telephone banking or in branch

    You must be 18 or over and a UK resident to apply. The Classic Plus account is restricted to one account in your sole name, and another Classic Plus account in joint names.


    Contactless cashback offer ends 31 December 2016 for existing customers, or 30 September 2017 for accounts opened after 1 June 2016. Terms and conditions apply.

    You must be registered with Internet Banking. Terms and conditions apply.

    Read Important Information before applying.

    Apply for a Plus account

    Defaqto 2015 – Standard Current Accounts – 5 stars
    Your Money Direct Awards 2015 – Best Direct Current Account Provider
  • Get 5% cashback on your first £100 of contactless payments every month, including Apple Pay and Android Pay

    Your Plus account earns 5% cashback on your first £100 of contactless payments every month, including Apple Pay and Android Pay. Find out how much you could expect to receive each month with our Contactless cashback calculator. 

    Offer ends 31 December 2016 for existing customers or 30 September 2017 for accounts opened on/after 1 June 2016.

    You will need to be registered for Internet Banking. Contactless cashback is subject to eligibility

    Download cashback terms and conditions (PDF, 69KB)

    Contactless symbol Look for the contactless symbol next time you pay for something up to £30.
    Find out more about contactless.

    Switch Guarantee

    Switching to us is easy

    You can choose to switch your banking to us when you apply for a Plus account, or any time after you've opened it - the Current Account Switch Guarantee ensures your switch will take just seven working days.

    How switching works

  • Earn up to £5 cashback a month with our credit card.

    Once you’ve opened your Classic Plus account, don’t forget to apply for a TSB Platinum Credit Card, Advance MasterCard® or Student MasterCard® Credit Card. As a Classic Plus customer you’ll earn 1% cashback on your first £500 of eligible credit card spending each month. That’s up to £5 cashback a month.

    Apply for a TSB credit card

  • Apply for a Classic Plus Account

    Apply for a Plus Account

  • Important Information

    Classic Plus cashback terms and conditions 
    Credit card 1% cashback terms and conditions

    AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

    Classic Plus account  
    The Classic Plus account is restricted to one account in your sole name, and another Plus account in joint names. If you have more than one Plus account in your sole name or more than one Plus account in joint names, we may convert your additional account into an Enhance account or another current account from our range. We’ll give you at least two months’ notice before we do this. Terms and conditions apply.

    You must log in to your Internet Banking regularly to check your paperless correspondence. If you don’t log in within 12 months, we may have to turn off your paperless correspondence, which will mean you won’t get your interest. We don’t want that to happen, so please log on regularly.

    If you have a hearing or speech impairment you can contact us using Text Relay (previously Typetalk) or Textphone on 0345 835 3843 (lines are open 24 hours a day, seven days a week).

    If you need to call us from abroad, or prefer not to use our 0345 number, you can also call us on 0203 284 1575. Calls may be monitored or recorded. TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237.

    Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

    TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.      


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