• Loan repayment holidays

    If you find things aren't going to plan, a bit of financial flexibility can really help. We can give you some time out from your loan with a one month repayment holiday. You can claim up to two repayment holidays every 12 months.

  • How to take a loan repayment holiday

    You can request a repayment holiday at any time*.
    You will need to:

    • have made at least one repayment, and have a direct debit in place
    • be up to date with your loan repayments
    • not be in the process of making a loan protection insurance claim
    • have at least 30 days remaining on your loan term

    * Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall

    We pride ourselves on being a responsible lender

    Repayment holidays are not intended to help solve money troubles, so if you're struggling to make your monthly repayments we have a range of options that may be able to help you. Give us a call on 0800 111 4166 (option 5) and we’ll happily talk through the options with you.

    Request a loan repayment holiday

    Taking a repayment holiday will extend the length of your loan and we will continue to charge you interest* on your outstanding loan balance. We will advise you of the additional interest that will apply when you call.

    Interest will be charged if you take a break from your repayment or defer your payments, so you will pay more interest overall. Repayment holidays are available if you meet certain conditions.

    Call us on: 0800 111 4166 (option 5)

    Lines are open between 8am and 10pm, seven days a week.

    If you haven't already got a loan and are looking for one, please see our personal loans.

  • Loans calculator

    Get an idea of what your repayment and your APR could be.


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