If you find things aren't going to plan, a bit of financial flexibility can really help. We can give you some time out from your loan with a one month repayment holiday. You can claim up to two repayment holidays every 12 months.
You can request a repayment holiday at any time*.
You will need to:
* Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall
Repayment holidays are not intended to help solve money troubles, so if you're struggling to make your monthly repayments we have a range of options that may be able to help you. Give us a call on 0800 111 4166 (option 5) and we’ll happily talk through the options with you.
Taking a repayment holiday will extend the length of your loan and we will continue to charge you interest* on your outstanding loan balance. We will advise you of the additional interest that will apply when you call.
Interest will be charged if you take a break from your repayment or defer your payments, so you will pay more interest overall. Repayment holidays are available if you meet certain conditions.
Lines are open between 8am and 10pm, seven days a week.
If you haven't already got a loan and are looking for one, please see our personal loans.
Get an idea of what your repayment and your APR could be.
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