• Graduate loans

    Our graduate loan can help you get your finances back in order after you've finished university.

    Exclusive to TSB Graduate Account customers who have held their account for more than 3 months.

  • Graduate loans overview

    • Borrow between £1,000 to £10,000
    • Personalised quotation with competitive APR
    • Choose your repayment term from 1 - 5 years
    • Defer your first repayment by up to 3 months
    • Option to take one repayment holiday twice a year for the life of the loan

    Please note interest will be charged if you take a break from your repayments or defer your repayments, so you will pay more interest overall.

    Eligibility requirements

    To be eligible for a TSB Graduate Loan, you need to:

    • hold a TSB Graduate Account and have banked with TSB for more than 3 months
    • be a permanent paid employee, self-employed or retired with a pension
    • be a resident of the UK
    • be over 18
    • be free of any county court judgments
    • satisfy us that you can afford to pay back the loan

    Find out more about our loans, including fees and charges, by visiting our FAQs page.

  • Loans calculator

    Get an idea of what a new loan could cost if you choose to take a second loan or refinance your existing one.


  • How to apply

    Find a branch and apply for a loan in person.

  • Borrow Well

    If you are looking to borrow some money, read our guide on borrowing sensibly.

    Read the guide



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