• Debt Consolidation Loans

  • If you're paying off personal loans, credit or store cards, our flexible loan offers an easy way to combine your debts and manage them all in one place.

    We call it borrowing well because it puts you in control, with just one monthly payment.

    If you bank with us you can get a quote with us in minutes online. And if you don't, just give us a call or pop into a branch.

  • Now with £50 of added plusness

    Because we believe that the more you put into a partnership the more you should get back, we give our Plus account customers £50 cashback as an extra bit of plusness, to say thank you when they take out Britain’s best loan.

    No wonder we have been awarded a 5 Star rating by Defaqto and are Britain’s most recommended high street bank.☨

    We’ll pay Cashback for one Personal Loan when you apply directly to TSB between 1 August and 30 September 2017. We won’t pay Cashback if you apply through a price comparison website or if you apply for a Buy Now Pay Later, Graduate or Staff loan. The loan must be paid to you by 4 October 2017. And not have been closed within the 14 day Right to Withdraw. More terms and conditions apply.

    ☨ Source: BDRC Customer Advocacy (NPS) Benchmark. Based on 23,000 consumers surveyed in Q4 2016 and Q2 2017

  • I want to:

    I currently owe:

    £1,000 £25,000
    You can only borrow between £1,000 and £25,000.

    My monthly payments are:

    £100 £700
    You can only enter a figure between £100 and £700.

    And I want to pay over:

    12 84
    Repayment term must be between 12 and 84 months.

    And I can pay additional:

    £ per month
    £0 £700
    You can only enter a figure between £100 and £700.

    And I want to borrow an extra:

    £0 £5,000
    The additional amount you wish to borrow is too large
    The additional amount you wish to borrow is too small


    Loading results

    Representative Example:

    Your monthly repayment will be: £0

    Total repayable:
    Loan term:
    0 months
    Annual interest rate (fixed):
    APR representative:

    Actual loan amount and rate will vary. Get a personal quote without affecting your credit rating.


    Britain’s best loan - based on TSB research and rated 5 Star by Defaqto, 5 June 2017.

    Borrowers must be UK residents and aged 18 or over, or if you apply online and have not held a TSB current account for more than 3 months, you need to be aged 21 or over. Lending is subject to status and actual rate offered will depend on our assessment of your personal circumstances.

    The maximum APR we might offer is 30.0%, but we will tell you your personalised rate before you apply.


    • A personalised quote that won't affect your credit rating
    • Make overpayments when you want
    • Fixed monthly repayments on a date to suit you
    • Pay back your loan between one and seven years
    • Up to two repayment holidays each year. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall. Subject to approval

    There's lots of helpful information and tips on managing money at www.moneyadviceservice.org.uk, and you can check your credit file for free at www.noddle.co.uk.

    Find out more about our loans, including fees and charges, by visiting our FAQs page.

  • Taking control of your finances

    If you're finding it difficult to repay your debts, check out our guides below, read our 'Getting on top of your finances' brochure, come and talk to us in branch or give us a call. We'd be happy to help.



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