Our personal loans could help you realise your plans sooner especially with our lowest ever rate – representative 4.9% APR for loans between £7,500 and £20,000

Exclusive to TSB customers with a current account held for more than 3 months.

What makes our personal loans different:

  • A personalised quotation without a credit footprint
  • Fast, secure and easy application
  • Instant credit decision
  • If approved, you’ll receive money in your account instantly
  • Flexible repayment options

Personal loans overview

  • borrow between £1,000 and £25,000
  • fixed repayments giving you peace of mind knowing what you’ll pay each month
  • choose your repayment term from 1–7 years
  • take up to 2 repayment holidays per year
  • option to make lump sum repayments
  • daily interest

Loans calculator

Get an idea of what your repayment and your APR could be.


Already a customer?

Repayment holidays

If you have a loan with us and need some financial flexibility, a month's loan repayment holiday could get you back on track.

Find out more about repayment holidays

Additional borrowing

You can also borrow a bit more - eligible customers can do this online. Apply online through Internet Banking and you could have the money in your account on the same day**.

Find out more about additional borrowing

Graduate loans

If you have a TSB Graduate Account you can apply for a graduate loan which could help you get your finances back in order after you finish university.

Find out more about graduate loans

Responsible lending

We'll never encourage you to borrow more than you can afford. We have lots of advice and information to help you.

Borrowing from us

Anytime online banking

Thanks to Mobile Banking, you can take control of your account from wherever there's a signal with our useful mobile app and a range of text alerts services.

And with our Internet Banking websites, we're open whenever you're online. You can check your up-to-date balance, search your statements, apply for new accounts and credit cards and arrange paperless statements.

About our online banking service

Existing customers

If you already have a loan with us, we have a range of flexible options and tools to help you. If your needs have changed we are here to help you.

Find out more


Telephone Banking is open 24/7 on 03459 758758.

Telephone banking


Bank online 24/7 using our Internet Banking website or our mobile app.

Internet banking


Find your nearest branch or cash machine using our branch locator tool.

Branch locator