• Personal loans

  • TSB’s flexible, personal loans are really useful if you need extra spending power to put some pep in your plans. 

    Representative 3.9% APR* for loans between £7,500 to £20,000.

    • Instant online decision
    • Money in your account same day
    • Flexible - 2 repayment holidays per year
    • Overpay as much as you want

    *The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.

  • Loan Calculator

    I need to borrow:

    £1,000 £25,000
    You can only borrow between £1,000 and £25,000.

    And pay it back over:

  • Personal loan FAQs

  • As long as you are a TSB Current Account holder who has had their account for more than three months you can apply for a personal loan and get an instant decision by applying online.

    The amount that you can borrow with a personal loan will depend upon your personal circumstances, however we provide unsecured loans from £1,000 up to £25,000 for a term of between 1 and 7 years.

    The funds will be transferred to your bank account immediately between the hours of 9:00am and 8:30pm, or before 9am the following day outside these times. Once you have opened your loan using QuickSign, you'll be able to see it on the Account Overview screen the next time you log on to Internet Banking. A paperless Direct Debit will be set up for your monthly payments shown above and you will not need to sign and return any paper documents.

    We pride ourselves on being a responsible lender so if you're struggling to make your monthly repayments we have a range of options that may be able to help you. Call us and we'll happily talk through the options.



Do your banking wherever you are with secure online banking services.

Download our app



Bank online 24/7 using our Internet Banking website or our mobile app.

Internet Banking



Phone us at any time day or night - call 0345 975 8758.

Call us now



Find your nearest branch or cash machine using our Branch Locator tool.

Find branches