• Personal loans

    A loan could help you realise your plans - from buying a car, improving your home to consolidating your existing debts. 

    You can apply for a Personal Loan if you've held a TSB current account for over 3 months.

    Representative 3.9% APR * for loans between £7,500 and £20,000 for 1-5 years.

  • What makes our personal loans different:

    • A personalised quotation without a credit footprint
    • Fast, secure and easy application
    • Instant credit decision
    • If approved, you’ll receive money in your account instantly
    • Flexible repayment options

    Personal loans overview

    • Borrow between £1,000 and £25,000
    • Fixed repayments giving you peace of mind knowing what you’ll pay each month
    • Choose your repayment term from 1–7 years
    • Take up to 2 repayment holidays per year
    • Option to make lump sum repayments
    • Daily interest

    * The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.

    Loans calculator 

    Get an idea of what your repayment and your APR could be.


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    Call us

    Lines are open Monday to Friday
    8am-9pm and 8am-4pm at weekends

    Find a branch and apply for a loan in person.
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  • Repayment holidays

    If you have a loan with us and need some financial flexibility, a month's loan repayment holiday could get you back on track.

    Find out more

  • Additional borrowing

    You can also borrow a bit more - eligible customers can do this online. Apply online through Internet Banking and you could have the money in your account on the same day**.

    Find out more

  • Graduate loans

    If you have a TSB Graduate Account you can apply for a graduate loan which could help you get your finances back in order after you finish university.

    Find out more

  • iconResponsible lending

    We'll never encourage you to borrow more than you can afford. We have lots of advice and information to help you. See our guides on

    Borrowing from us

  • iconAnytime Online Banking

    Thanks to Mobile Banking, you can take control of your account from wherever there's a signal with our useful mobile app and a range of text alerts services.

    And with our Internet Banking websites, we're open whenever you're online. You can check your up-to-date balance, search your statements, apply for new accounts and credit cards and arrange paperless statements. 


    About our Online Banking service

  • Existing customers

    If you already have a loan with us, we have a range of flexible options and tools to help you. If your needs have changed we are here to help you.

    Find out more


Telephone Banking is open 24/7 on 0345 975 8758 .

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Bank online 24/7 using our Internet Banking website or our mobile app.

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Find your nearest branch or cash machine using our Branch Locator tool.

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