Our flexible personal loans are really useful if you need extra spending power to support your plans. And, you can apply for a TSB loan even if you don't have a current account with us.
3.2% APR representative for loans between £7,500 to £15,000 for 1-5 years.
*The money will be in your account the same day if you have held a TSB current account for more than 3 months and your application is approved before 8pm. Next day payment applies to all other customers approved before 8pm Sunday to Friday (excluding bank holidays). Branch and online applications only.
Edit your details
Annual interest rate (fixed)
No bank offers a better loan (based on Defaqto scoring, 5th September 2016).
Please note: Borrowing is subject to status and lending criteria. The loan amount and rate we offer may differ as it will depend on our assessment of your personal circumstances.
If you've held a TSB current account for more than 3 monthsYou can
apply online, in
branch and by phone on 0800 111 4170. You must be 18 or over and a UK resident (over 21 to apply online if you do not hold a TSB current account)
If you're not a TSB customer/have not held a TSB current account for more than 3 months You can
apply online, in
branch and by phone on 0345 835 3861. You must be 18 or over and a UK resident (over 21 to apply online)
The amount that you can borrow with a personal loan will depend upon your personal circumstances, however we provide unsecured loans from £1,000 up to £25,000 for a term of between 1 and 7 years.
If you take out a loan with us through Internet Banking you have 14 days to withdraw from the agreement.
This right to withdraw will start on the day after you sign your loan agreement. If you do wish to withdraw from your loan during this time you must repay, no later than 30 calendar days after giving notice of withdrawal, the total loan amount (this is the amount we paid into your account) and the daily interest that we charge, both can be found on the Loan Agreement).
You can withdraw by calling us on 0800 111 4166 7 days a week, 8am - 10pm - or by sending any notice to TSB Personal Loan Service Centre, P.O. Box 42, Peterlee, SR8 2YQ.
If you want to talk to us about withdrawing from your loan more than 14 days after you've signed your loan agreement, please call us on 0800 111 4166 or
visit your local branch
We pride ourselves on being a responsible lender so if you're struggling to make your monthly repayments we have a range of options that may be able to help you. Call us and we'll happily talk through the options.
If you are looking to borrow some money, read our guide on borrowing sensibly.
Read the guide
Please note: Borrowing is subject to status and lending criteria. The loan amount and rate we offer may differ as it will depend on our assessment of your personal circumstances
(Even if you're not a TSB customer)
0345 835 3861
Find out more and apply for a car loan
Find out more about Graduate Loans and how to apply
Get more information and apply for additional borrowing
Find out more and request a repayment holiday
Find out more about your credit file and how you can improve it
Do your banking wherever you are with secure online banking services.
Download our app
Bank online 24/7 using our Internet Banking website or our mobile app.
Bank over the phone 24/7 using our automated service - call
03459 758 758.
Find your nearest branch or cash machine using our Branch Locator tool.