• Loans

    Our personal loans could help you realise your plans sooner especially with our lowest rate - representative 4.9% APR for loans between £7,500 and £20,000

  • Exclusive to TSB customers with a current account held for more than 3 months.

    What makes our personal loans different:

    • A personalised quotation without a credit footprint
    • Fast, secure and easy application
    • Instant credit decision
    • If approved, you’ll receive money in your account instantly
    • Flexible repayment options

    Personal loans overview

    • Borrow between £1,000 and £25,000
    • Fixed repayments giving you peace of mind knowing what you’ll pay each month
    • Choose your repayment term from 1–7 years
    • Take up to 2 repayment holidays per year
    • Option to make lump sum repayments
    • Daily interest

    Loans calculator 

    Get an idea of what your repayment and your APR could be.


  • iconReady to apply?

    Registered for Internet Banking
    Not registered for Internet Banking
    Call us

    Lines are open Monday to Friday
    8am-9pm and 8am-4pm at weekends

    Find a branch and apply for a loan in person.

    Lines are open 8am - 9pm Monday - Friday, 8am - 4pm at weekends.

  • iconAsk us a question

  • Repayment holidays

    If you have a loan with us and need some financial flexibility, a month's loan repayment holiday could get you back on track.

    Find out more

  • Additional borrowing

    You can also borrow a bit more - eligible customers can do this online. Apply online through Internet Banking and you could have the money in your account on the same day**.

    Find out more

  • Graduate loans

    If you have a TSB Graduate Account you can apply for a graduate loan which could help you get your finances back in order after you finish university.

    Find out more

  • iconResponsible lending

    We'll never encourage you to borrow more than you can afford. We have lots of advice and information to help you. See our guides on

    Borrowing from us

  • iconAnytime Online Banking

    Thanks to Mobile Banking, you can take control of your account from wherever there's a signal with our useful mobile app and a range of text alerts services.

    And with our Internet Banking websites, we're open whenever you're online. You can check your up-to-date balance, search your statements, apply for new accounts and credit cards and arrange paperless statements. 


    About our Online Banking service

  • Existing customers

    If you already have a loan with us, we have a range of flexible options and tools to help you. If your needs have changed we are here to help you.

    Find out more


Telephone Banking is open 24/7 on 0345 975 8758 .

Telephone Banking


Bank online 24/7 using our Internet Banking website or our mobile app.

Internet Banking


Find your nearest branch or cash machine using our Branch Locator tool.

Branch Locator