• Personal loans

  • TSB’s flexible, personal loans are really useful if you need extra spending power to put some pep in your plans. But they’re also easy to stay in charge of, so you’ll always know exactly where you stand.

    Representative 13.4% APR* for loans between £1,000 and £25,000 over 1-7 years.

    • Borrow £1,000 to £25,000 over 1 - 7 years
    • Get your money in your TSB account the same day
    • Take up to two repayment holidays per year
    • Apply online for additional borrowing
    • Option to make lump sum repayments

    *The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.


  • Loan Calculator

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  • Personal loan FAQs

  • As long as you are a TSB Current Account holder who has had their account for more than three months you can apply for a personal loan and get an instant decision by applying online.

    The amount that you can borrow with a personal loan will depend upon your personal circumstances, however we provide unsecured loans from £1,000 up to £25,000 for a term of between 1 and 7 years.

    If you take out a loan with us through Internet Banking you have 14 days to withdraw from the agreement.

    This right to withdraw will start on the day after you sign your loan agreement. If you do wish to withdraw from your loan during this time you must repay, no later than 30 calendar days after giving notice of withdrawal, the total loan amount (this is the amount we paid into your account) and the daily interest that we charge, both can be found on the Loan Agreement).

    You can withdraw by calling us on 0800 111 4166 7 days a week, 8am - 10pm - or by sending any notice to TSB Personal Loan Service Centre, P.O. Box 42, Peterlee, SR8 2YQ.

    If you want to talk to us about withdrawing from your loan more than 14 days after you've signed your loan agreement, please call us on 0800 111 4166 or visit your local branch .

    We pride ourselves on being a responsible lender so if you're struggling to make your monthly repayments we have a range of options that may be able to help you. Call us and we'll happily talk through the options.

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