Be mortgage-free. Faster.

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Move to us and you could take years off your mortgage. 

It makes sense to check your mortgage is still right for you every now and then.

And at TSB, we see moving mortgages differently to some other banks. 

Of course we’ll try to get your monthly payments as low as possible. But if a shorter mortgage is what you need, we’ll try to take years off instead.

Take years off your mortgage

Let’s say your mortgage is £150,000, and you’re repaying it over 25 years at an average standard variable rate of 4.29%.

If you moved to our 5 Year Fixed Rate at 2.39%, your new payment would be £149.81 less each month over your fixed rate term.1

You could choose to pay less. Or you could stick with your current mortgage repayment amount and be mortgage-free three years earlier.


Representative example:

For a mortgage of £150,000 payable over 25 years, you’ll make 60 payments of £664.65 at 2.39% fixed until 31.08.2021, followed by 240 payments of £767.14

at the Homeowner Variable Rate, currently 3.99%.

The total amount payable would be £223,992.72, made up of the loan amount plus interest (£73,992.72).

The overall cost for comparison is 3.2% APRC Representative.

Early Repayment Charges apply until 31.08.2021. Maximum Loan to Value 60%. Other rates are available for different Loan to Values and remortgage customers.


Plus you’ll get all this:

Pop into your local branch or call us on 0800 056 1153 to chat to a Partner about your mortgage options. Subject to status and lending criteria. UK resident & 18+.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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