• Buying to Let

    Whether you're just starting out as a landlord or are expanding your property portfolio, we're here to help you get the right mortgage deal for your business. And because you'll want to move fast when you find the perfect property, we can give you a lending decision up front, subject to the valuation, suitability and rental potential of the place you want to buy.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

    • Borrow up to 75% of the property's value (65% for new build)
    • Borrow from £25,005 up to £1 million
    • Take out up to three TSB Buy-to-Let mortgages to a total value of £2 million
    • Get a lending decision in principle before you've found your property

    TSB Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

  • As of 1st September 2016, our mortgage variable rates have been reduced by 0.25%.

    In line with the Bank of England's decision to cut the base rate from 0.5% to 0.25%, we have reduced our variable mortgage rate by 0.25%. As of 1st September, our Standard Variable Rate is 2.25% and our Homeowner Variable Rate is 3.74%.

  • How to apply

    Start your application online

    Subject to status and lending criteria

    Call us 8am-8pm Monday to Friday
    9am-2pm Saturday

    Ask us to call you
  • Buy-to-Let mortgage deals

    Choose to fix for a certain period with a Buy-to-Let fixed rate mortgage.

  • Mortgage types explained

  • What is a fixed rate mortgage?

    Our fixed rate mortgages are great if you need to know exactly where you stand. Because your interest rate stays the same for an agreed period, so do your monthly repayments.

    Find out more about fixed rate mortgages

  • What is a tracker rate mortgage?

    Tracker rates move up and down with the Bank of England Base Rate (BBR), so your monthly repayments could go up or down depending on how the BBR moves.

    Find out more about tracker mortgages

  • Things to consider

  • Did you know you:

    • Must be at least 25 years old to apply for a buy-to-let mortgage
    • Can apply for a mortgage on your own for a joint mortgage
    • Can get an agreement in principle before you've found the place you want to buy
  • How to apply

    We need to talk you through your mortgage application, but you can save time by starting the process online. It'll take about 20 minutes, and then one of our mortgage experts will call you back at a time to suit you to complete the process. Or you can call us and speak to an advisor directly, or book an appointment to see one of our advisors at your nearest branch.

    You'll need to have the following details to hand:

    • Your last three months' payslips
    • Your last three months' bank statements if you want any other income to be considered (for example rental or investments), and as a reminder of your outgoings
    • If you already have an existing mortgage elsewhere, your last year's mortgage statements
    • Your address for the last three years
    • Details of any loans you currently hold, including student loans and car payments
  • YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

icon

Tap

Do your banking wherever you are with secure online banking services.

Download our app

icon

Click

Bank online 24/7 using our Internet Banking website or our mobile app.

Internet Banking

icon

Call

Bank over the phone 24/7 using our automated service - call 03459 758 758.

Telephone Banking

icon

Visit

Find your nearest branch or cash machine using our Branch Locator tool.

Find branches