You never know what might happen. Which is why it’s good to have plans in place to take care of your family financially. Like making sure they have help paying your mortgage and bills. Legal & General’s life insurance, also known as level term assurance, could make things a bit easier at a difficult time if the worst should happen.
Your chosen cash sum could be paid out if you die during the length of the policy. It could be used to help pay the mortgage or help protect the family's lifestyle and everyday living expenses.
Your premiums won't go up, unless you alter your policy.
Can be added at an additional cost when taking out life insurance. It could pay out your chosen amount of cover if you're diagnosed with one of our specified critical illnesses during the length of your policy. The critical illnesses covered include heart attack, cancer and stroke. However, some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms.
Please read the Guide to Critical Illness Cover for further information.
For an additional cost, Waiver of Premium can be added at the start of your policy. It means your premiums are waived when you are too ill to undertake your normal occupation due to incapacity caused by illness or injury. You're responsible for maintaining your premiums for the first 26 weeks of incapacity, after 26 weeks, Legal & General will waive your monthly payments, giving you one less thing to think about. If you decide to add Waiver of Premium you’ll be asked to select the option when you apply online.
At no extra cost, Legal & General include additional benefits such as Terminal Illness Cover and Accidental Death Benefit on their life assurance policies. Terms and conditions apply
Please be aware that life assurance is not a savings or investment product and has no cash value unless a valid claim is made. Read the Key Features Document, Policy Terms and Conditions and Guide to Critical Illness Cover before you apply.
Policy Terms and Conditions
Guide to Critical Illness Cover
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Clicking 'Get a quote' above will open a new window to the Legal & General application process where more product detail is provided.
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