landlords_Insurance Pick and Protect landlords insurance

If you have up to three rental properties that you are privately letting, Pick and Protect landlords insurance could be just right for you. It’s simple, flexible, transparent, so when you get a quote you always know what you’re paying for.

We offer three types of cover:

  • Buildings Cover with unlimited rebuild and repair costs
  • Contents Cover for furnished properties
  • Starter Contents Cover if there are only a few items in your properties

And you can mix and match them. So if you have more than one property you might choose Buildings Cover for one, but Buildings and Starter Contents Cover for another. It’s up to you.

What does Pick and Protect landlords insurance cover?

 

Buildings

Contents

Starter contents

Cost of rehousing tenants up to £10,000

 ✓

 ✓

 ✗

Malicious damage caused by tenants up to £5,000

 ✓

 ✓

 ✓

Loss of rent if damage makes property unfit to live in

 ✓

 ✓

 ✗

Unlimited rebuild/repair costs on properties with five bedrooms or fewer

 ✓

 ✗

 ✗

Loss/damage from events such as fire, storm and flood

 ✓

 ✓

 ✓

Loss/damage from theft or vandalism

 ✓

 ✓

 ✓

Property secured within two hours after a break-in

 ✓

 ✗

 ✗

Range of claims payment options – from cash to Amazon vouchers

Terms, conditions and exclusions apply.

Bear in mind that you can’t claim for any damage caused by wear and tear, or that happens gradually or accidentally. You’re also not covered for theft in communal areas of self-contained flats.

Why choose our landlords insurance?

  • Claiming on one policy won’t affect the premium you pay on others

  • Every time you buy extra cover £5 will be taken off your premium. So say you pick Buildings and Contents Cover, that means £10 off

  • If damage makes the property unfit to live in, you’ll be paid for loss of rent up to £100,000

  • No fee for paying monthly

  • No admin fee for making changes to your policy

  • You can add or remove a property, or change the type of cover, any time

  • 24/7 claims line and your own dedicated claims manager from start to finish

 

Before getting a quote, please read the documents below, and print or download a copy of each to keep. You’ll find details of what the insurance does and doesn’t include in the policy document.

Policy Summary (PDF, 547KB)

Policy Document (PDF, 1.91MB)

We’re here to help

If you want a quote or simply some expert advice, give us a call.

0345 307 8509

Monday to Friday 8am - 10pm 
Saturday 8am - 6pm 
Sunday 10am - 4pm 
Bank Holidays 10am - 4pm  

Calls to our 0345 numbers are charged at local rates dependent on network and usually included in inclusive minute plans. For our joint protection, telephone calls may be recorded and/or monitored.

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