Iain Laing - Chief Risk Officer
Iain joins TSB from Nationwide, where he was
Chief Risk Officer (CRO) and a member of Nationwide’s Executive Committee.
was Nationwide’s first CRO when he joined them in 2011. He built their Risk team
and established their Enterprise Risk Management Framework, and he has directed
their credit strategy for the last five years.
Before that Iain was Chief Credit
Officer for Santander UK retail through the financial crisis. Having joined
Santander seven months after they acquired Abbey, Iain played an important role
in bringing credit losses under control and making Abbey/Santander an effective
competitor in the mortgage market.
Earlier roles at Capital One and HBOS Credit
Cards, and an early career as a manufacturing engineer and strategic consultant
have given Iain a breadth of experience that is unusual for a risk officer.