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  • Buildings Cover

    Pick and Protect. Only pay for the cover you want. When you want it.

  • Why choose us?


    • You get cover that’s been awarded a 5 star Defaqto rating.
    • Unlimited rebuild or repair costs for properties with 5 bedrooms or fewer.
    • TSB does not charge you extra for paying monthly, or for changing your policy whenever you need to.
    • If your home is damaged and can’t be lived in, alternative accommodation can be provided for.
    • 24/7 claims line and your own dedicated claims manager from start to finish.

    What's covered?

    You’re covered for loss and damage to your home caused by things like fire, storms, lightning, falling trees, flood and water escaping from your water tank and pipes. You can also claim for theft and vandalism. You won’t be able to claim for damage caused by wear and tear, or any damage that happens gradually. Damage caused by wet or dry rot isn’t covered either.

    Remember, Buildings Cover is for your main home, so you shouldn't choose it for a holiday or weekend home, or one you rent out.

    You’ll find more details on what this cover does and doesn’t include in the Policy Summary (PDF, 1.2MB) and the Policy Document (PDF, 2.5MB).