Personal Items Insurance

Most of us have a few items we take out and about. It could be an expensive watch, your engagement ring, even a musical instrument. With Personal Items Insurance, these things are covered in and away from home, anywhere in the world.

You're covered for loss or damage to personal items and cash, at home or away, anywhere in the world. You can choose what you want to cover, and this cover can be taken out on its own. You don't need to have our Contents Insurance to insure your personal items.

You won't be covered for theft from an unattended vehicle, unless the stolen item has been hidden and locked away inside a storage compartment and the vehicle is broken into by force. And you won't be able to claim for loss or damage caused by wear and tear. Electrical or mechanical breakdown isn't covered either.

It's important that you know what this cover does and doesn't include. You'll find more details in this Policy Summary (PDF, 1.2MB) .

Why choose us?

  • Every member of the family living in the main family home is covered.
  • There’s no limit to the number of claims you make and doing so won’t affect your No Claim Discount.
  • Our helpline is open 24/7, every day of the year.
  • You’ll get you confidential advice over the phone outlining what your rights are and the courses of action available.
  • No excesses to pay.

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It's important that you know what this insurance does and doesn't include. You'll find more details here.

If you’d prefer to call

0345 030 8790

If you'd prefer to talk to a member of our team please call us:
Monday to Friday 8am - 10pm
Saturday 8am - 6pm
Sunday 10am - 4pm
Bank Holidays 10am - 4pm

Calls to our 0345 numbers are charged at local rates dependent on network and usually included in inclusive minute plans. For our joint protection, telephone calls may be recorded and/or monitored.

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