• You and your family

    Family money: How to manage it and how to protect it


  • Raising a family can be one of the most satisfying things you do in life, but it's never easy. One of the biggest challenges you'll face is trying to keep your family finances on an even keel. Here are some key issues you should consider when preparing your children for their future, protecting your partner and your home, and taking care of your parents.

    Financial planning for your children's future

    Taking your children on the journey from birth to the age of 21 is going to be expensive. In fact, it's estimated that it costs a family an average of £194,000 along the way - including an average of £53,818 spent on childcare and £50,240 on a state education and a typical three-year university degree course (source: Liverpool Victoria 2009).

    So, whether it's a new computer, tuition fees for university, a wedding or even a helping hand onto the property ladder, there are going to be some big expenses along the way. However, by thinking about each stage now, you can start planning and saving on a long-term basis.




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