• Tracker Bond previous rates

    Tracker Bond 2 Year

    Amount InvestedAnnual OptionMonthly Option
    AER/Gross %Net %AER %Gross %Net %

    Theses rates were correct from 15/07/2013 to 28/07/2014

    These rates will track at 1.05% above the Bank of England base rate for balances of £50,000 or more (1.00% for balances of £2,000 to £49,999) for 2 years from account opening. Interest rates are variable.

    Explanation of terms

    AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an HMRC R85 form.

    Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

    Net rate is the rate of interest the account pays after lower rate tax has been deducted. If you are a non-taxpayer, you can reclaim the tax by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.



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