These interest rates were correct from 30/09/2014 to 03/08/2015.Interest rates are variable
These interest rates were correct from 30/09/2014 to 03/08/2015.Interest rates are variable.
These interest rates were correct from 04/05/2013 to 29/09/2014.Interest rates are variable.
These interest rates were correct from 03/11/2012 to 03/05/2013.Interest rates are variable
These interest rates were correct from 03/11/2012 to 03/05/2013.Interest rates are variable.
AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.
Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an HMRC R85 form.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
Net rate is the rate of interest the account pays after lower rate tax has been deducted. If you are a non-taxpayer, you can reclaim the tax by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.
Do your banking wherever you are with secure online banking services.
Download our app
Bank online 24/7 using our Internet Banking website or our mobile app.
Bank over the phone 24/7 using our automated service - call
03459 758 758.
Find your nearest branch or cash machine using our Branch Locator tool.