Fixed Rate Cash ISA rates

18 month Fixed Rate Cash ISA accounts opened from 12 March 2024

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	4.40% Tax Free / 4.50% AER

Interest rates are correct as at 12/03/2024

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened from 12 March 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.35% Tax Free / AER

Interest rates are correct as at 12/03/2024

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened from 12 March 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.10% Tax Free / AER

Interest rates are correct as at 12/03/2024

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

Previous Rates

18 month Fixed Rate Cash ISA accounts opened between 11 January and 11 March 2024

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	4.12% Tax Free / 4.20% AER

Interest rates are correct as at 11/01/2024

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 11 January and 11 March 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.05% Tax Free / AER

Interest rates are correct as at 08/02/2024

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 11 January and 11 March 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.00% Tax Free / AER

Interest rates are correct as at 08/02/2024

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.
 

2 Year Fixed Rate Cash ISA accounts opened between 11 January and 7 February 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.15% Tax Free / AER

Interest rates are correct as at 11/01/2024

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 11 January and 7 February 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.10% Tax Free / AER

Interest rates are correct as at 11/01/2024

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 20 December 2023 and 10 January 2024

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	4.50% Tax Free / 4.60% AER

Interest rates are correct as at 20/12/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 20 December 2023 and 10 January 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.55% Tax Free / AER

Interest rates are correct as at 20/12/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 20 December 2023 and 10 January 2024

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.50% Tax Free / AER

Interest rates are correct as at 20/12/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 22 November and 19 December 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	4.64% Tax Free / 4.75% AER

Interest rates are correct as at 22/11/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 22 November and 19 December 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.80% Tax Free / AER

Interest rates are correct as at 22/11/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened from between 22 November and 19 December 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.60% Tax Free / AER

Interest rates are correct as at 22/11/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 07 November and 21 November 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	5.08% Tax Free / 5.20% AER

Interest rates are correct as at 07/11/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 07 November and 21 November 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	5.20% Tax Free / AER

Interest rates are correct as at 07/11/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 07 November and 21 November 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	5.00% Tax Free / AER

Interest rates are correct as at 07/11/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

18 month Fixed Rate Cash ISA accounts opened between 18 October and 06 November 2023 

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	5.12% Tax Free / 5.25% AER

Interest rates are correct as at 18/10/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 18 October and 06 November 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	5.30% Tax Free / AER

Interest rates are correct as at 18/10/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 18 October and 06 November 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	5.10% Tax Free / AER

Interest rates are correct as at 18/10/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 22 September 2023 and 17 October 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	5.17% Tax Free / 5.30% AER

Interest rates are correct as at 22/09/2023.

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 22 September 2023 and 17 October 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	5.40% Tax Free / AER

Interest rates are correct as at 22/09/2023.

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 22 September 2023 and 17 October 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	5.20% Tax Free / AER

Interest rates are correct as at 22/09/2023.

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 17 August 2023 and 21 September 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	4.79% Tax Free / 4.90% AER

Interest rates are correct as at 17/08/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 17 August 2023 and 21 September

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.95% Tax Free / AER

Interest rates are correct as at 17/08/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 17 August 2023 and 21 September

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	5.00% Tax Free / AER

Interest rates are correct as at 17/08/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 12 July 2023 and 16 August 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	4.40% Tax Free / 4.50% AER

Interest rates are correct as at 25/07/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 12 July 2023 and 16 August 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.60% Tax Free / AER

Interest rates are correct as at 25/07/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 12 July 2023 and 16 August 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.75% Tax Free / AER

Interest rates are correct as at 25/07/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 5 May 2023 and 11 July 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	3.73% Tax Free / 3.80% AER

Interest rates are correct as at 05/05/2023

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 5 May 2023 and 11 July 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.00% Tax Free / AER

Interest rates are correct as at 05/05/2023

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 22 February 2023 and 11 July 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.00% Tax Free / AER

Interest rates are correct as at 05/05/2023

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 22 February 2023 and 04 May 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	3.44% Tax Free / 3.50% AER

Interest rates are correct as at 06/04/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 22 February 2023 and 04 May 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	3.75% Tax Free / 3.00% AER

Interest rates are correct as at 06/04/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 08 December 2022 and 21 February 2023

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	2.95% Tax Free / 3.00% AER

Interest rates are correct as at 08/12/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 08 December 2022 and 21 February 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	3.25% Tax Free / AER

Interest rates are correct as at 08/12/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 08 December 2022 and 21 February 2023

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	3.50% Tax Free / AER

Interest rates are correct as at 08/12/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 04 November 2022 and 07 December 2022

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	3.68% Tax Free / 3.75% AER

Interest rates are correct as at 04/11/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 18 November 2022 and 07 December 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.00% Tax Free / AER

Interest rates are correct as at 18/11/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 18 November 2022 and 07 December 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.20% Tax Free / AER

Interest rates are correct as at 18/11/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

2 Year Fixed Rate Cash ISA accounts opened between 04 November 2022 and 17 November 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	4.20% Tax Free / AER

Interest rates are correct as at 04/11/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 04 November and 17 November 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	4.30% Tax Free / AER

Interest rates are correct as at 04/11/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 11 October 2022 and 3 November 2022

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	2.95% Tax Free / 3.00% AER

Interest rates are correct as at 11/10/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 11 October 2022 and 3 November 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	3.25% Tax Free / AER

Interest rates are correct as at 11/10/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 11 October 2022 and 3 November 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	3.30% Tax Free / AER

Interest rates are correct as at 11/10/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 13 September and 10 October 2022

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	2.08% Tax Free / 2.10% AER

Interest rates are correct as at 13/09/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 13 September and 10 October 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	2.20% Tax Free / AER

Interest rates are correct as at 13/09/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 13 September and 10 October 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	2.30% Tax Free / AER

Interest rates are correct as at 13/09/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 7 July 2022 and 12 September 2022

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	1.24% Tax Free /1.25% AER

Interest rates are correct as at 07/07/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

18 month Fixed Rate Cash ISA accounts opened between 25 May 2022 and 6 July 2022

Account	Balance	Interest paid monthly Tax-free/AER (fixed)%
18 month Fixed Rate Cash ISA	£1+	0.80% Tax Free / 0.81% AER

Interest rates are correct as at 25/05/2022

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 7 July 2022 and 12 September 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	1.50% Tax Free / AER

Interest rates are correct as at 07/07/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

2 Year Fixed Rate Cash ISA accounts opened between 25 May 2022 and 6 July 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
2 Year Fixed Rate Cash ISA	£1+	1.00% Tax Free / AER

Interest rates are correct as at 25/05/2022

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 7 July 2022 and 12 September 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	1.90% Tax Free / AER

Interest rates are correct as at 07/07/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 25 May 2022 and 6 July 2022

Account	Balance	Interest paid annually Tax-free/AER (fixed)%
3 Year Fixed Rate Cash ISA	£1+	1.10% Tax Free / AER

Interest rates are correct as at 25/05/2022

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 25 February 2022 and 24 May 2022

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	£1+	0.29% Tax Free / 0.30% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 25 February 2022 and 24 May 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	£1+	0.40% Tax Free / AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 3 November 2021 and 24 May 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	£1+	0.50% Tax Free / AER

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

18 month Fixed Rate Cash ISA accounts opened between 21 March 2021 and 24 February 2022

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	£1+	0.14% Tax Free / 0.15% AER

Interest rate fixed for 18 months from account opening and paid monthly and upon maturity.

 

2 Year Fixed Rate Cash ISA accounts opened between 21 March 2021 and 24 February 2022

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	£1+	0.20% Tax Free / AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

2 Year Fixed Rate Cash ISA accounts opened between 14 January 2021 and 20 March 2021

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.20% Tax Free / AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

2 Year Fixed Rate Cash ISA accounts opened between 14 August 2020 and 13 January 2021

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
2 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.25% Tax Free / AER

Interest rate fixed for 2 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 14 August 2020 and 13 January 2021

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.40% Tax Free /AER

Interest rate fixed for 3 years from account opening and paid annually on the anniversary of account opening.

 

3 Year Fixed Rate Cash ISA accounts opened between 06 April 2020 and 13 August 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.55% Tax Free / AER

Interest rate fixed for 3 years from account opening and paid monthly and upon maturity.

 

3 Year Fixed rate Cash ISA accounts opened between 11 December 2019 and 05 April 2020

Account	Balance	Interest paid monthly AER/Tax-free (fixed)%
18 month Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	1.10% Tax Free / AER

 

3 Year Fixed Rate Cash ISA accounts opened between 09 October 2019 and 10 December 2019

Account	Balance	Interest paid annually AER/Tax-free (fixed)%
3 Year Fixed Rate Cash ISA	Interest is paid from £1 but the minimum opening balance is £3,000	0.85% Tax Free / AER

Interest rate fixed for 3 Years from account opening and paid annually on the anniversary of account opening.

The favourable tax treatment for cash ISAs depends on your individual circumstances and may vary in the future.

The Fixed Rate Cash ISAs are provided by TSB Bank plc. This bank is an approved ISA Manager.

If you would like to move other cash ISAs to us, once we have your completed cash ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. The transfer process should take no more than 15 working days, but if it takes longer, we’ll pay you interest at your new ISA rate from the 16th working day, as long as your money was able to be transferred when we first made the transfer request. We will keep you updated on our progress.

Explanation of terms

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.