• Cash ISA rates

    Balance Variable annual interest with 12 month bonus Variable annual interest without 12 month bonus
    Tax free % / AER % with 12 month bonus Tax free % / AER % without bonus
    £1+ 1.00 0.20
    • Accounts opened will receive a fixed introductory bonus of 0.80% tax free / AER for 12 months from the date of account opening.
    • At the end of the bonus period, the variable rate without bonus will apply.
    • Interest is paid annually on 31 March. We issue statements annually.

    *These interest rates are correct as at 06/10/2015.

    If you would like to move other ISAs to us, once we have your completed ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. If you ask to transfer your existing ISA to us, the process should not take more than 15 working days to complete. If you ask to transfer your existing stocks and shares ISA to us, the process should not take more than 30 days to complete.

    Explanation of terms

    AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Gross rate means that credit interest is paid without income tax being deducted. You can receive your interest paid gross if you are a non-tax payer and have completed an HMRC R85 form.

    Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

    Net rate is the rate of interest the account pays after lower rate tax has been deducted. If you are a non-taxpayer, you can reclaim the tax by completing an HMRC R85 form. As the rate of tax may vary, the net rate is given for illustration only and is rounded to two decimal places.

    Previous rates

    Cash ISA Saver for accounts opened between 01/07/2014 and 05/10/2015

    Balance Interest Paid Annually
    Tax Free/AER (variable)
    £1+ 0.75%

    Closed to new customers.    

    Cash ISA Saver for accounts opened before 30/06/2014

    Balance Interest Paid Annually
    Tax Free % / AER % without 12 month bonus
    £1+ 0.50%

    Closed to new customers.             

    Cash ISA (previously Premier Cash ISA, Cash ISA Plus or Premier Cash ISA Plus and ISA's formerly sold through C&G (without bonus)).

    Amount deposited Variable annual interest
    Tax-free/AER% per annum
    £10+ 0.50

    These interest rates are correct for accounts opened between 09/01/2012 and 26/02/2012.



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