• Cash ISA rates

    Balance Variable annual interest with 12 month bonus Variable annual interest without 12 month bonus
    Tax free % / AER % with 12 month bonus Tax free % / AER % without bonus
    £1+ 0.50 0.05
    • Accounts opened will receive a fixed introductory bonus of 0.45% tax free / AER for 12 months from the date of account opening.
    • At the end of the bonus period, the variable rate without bonus will apply.
    • Interest is paid annually on 31 March. We issue statements annually.

    These interest rates are correct as at 23/08/2016.

    If you would like to move other ISAs to us, once we have your completed ISA transfer authority form, we’ll ask your existing provider to transfer the money to us. We’ll pay interest at your new ISA rate from the day your money leaves your existing account, ensuring you earn interest everyday of the transfer process. If you ask to transfer your existing ISA to us, the process should not take more than 15 working days to complete. If you ask to transfer your existing stocks and shares or innovate finance ISA to us, the process should not take more than 30 days to complete.

    Explanation of terms

    AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

    Previous rates

    Cash ISA Saver - accounts opened between 12 July 2016 and 22 August 2016

    Interest rates table
    Balance Variable annual interest with 12 month bonus Variable annual interest without 12 month bonus
    Tax free % / AER % with 12 month bonus Tax free % / AER % without bonus
    £1+ 0.75 0.20

    These rates were correct from 12/07/2016 to 22/08/2016.

    Cash ISA Saver - accounts opened between 6 October 2015 and 11 July 2016

    Balance Variable annual interest with 12 month bonus Variable annual interest without 12 month bonus
    Tax free % / AER % with 12 month bonus Tax free % / AER % without bonus
    £1+ 1.00 0.20

    These interest rates were correct from 6/10/2015 to 11/07/2016.

    Cash ISA Saver - accounts opened between 1 July 2014 and 5 October 2015

    Balance Interest Paid Annually
    Tax Free/AER (variable)
    £1+ 0.75%

    These interest rates were correct from 1/07/2014 to 5/10/2015.   

    Cash ISA Saver for accounts opened before 30/06/2014

    Balance Interest Paid Annually
    Tax Free % / AER % without 12 month bonus
    £1+ 0.50%

    These interest rates were correct from 27/02/2012 to 30/06/2014.            

    Cash ISA (previously Premier Cash ISA, Cash ISA Plus or Premier Cash ISA Plus and ISA's formerly sold through C&G (without bonus)).

    Amount deposited Variable annual interest
    Tax-free/AER% per annum
    £10+ 0.50

    These interest rates were correct from 9/01/2012 and 26/02/2012.

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