• Under 19s Account

    The handy young person's current account that's all grown up. If you’re between 11 and 18, we can help you get clever with your precious cash. We’ve made it easier than ever to look after your money and take it with you wherever you go - so you can leave your piggy bank behind for good.

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  • Why choose our Under 19s Account?

    Open an account, and you'll get useful benefits including:

    • Can-do cards - choose from a TSB Visa Debit Card to use in shops, online or at cash machines, or an ATM Card to withdraw your money at cash machines
    • An attractive variable rate of interest, paid every three months. 2.5% AER/2.47% Gross variable rate interest on balances up to £2,500. Any money over £2,500 will earn 0.1% AER variable
    • Free Weekly Balance Alerts to your mobile and regular statements to help you keep track of your money
    • We have over 630 branches
    • Free Internet Banking, Telephone Banking (16 years and over) and Mobile Banking (13 years and over) to keep you closer to your finances, with useful tools like our Mobile Banking app for your smartphone. We don't charge for Mobile Banking, but your mobile operator may charge for some services, so please check with them
    • Driving discounts: once you're 17 or over, you can save up to £75.99 with the AA and drive down the cost of getting your licence - Save £36 on AA driving lessons and receive a free CD worth £19.99. After passing your test, save a further £20 off Pass Plus

    Get the savings habit - with Save the Change © and an eligible TSB Savings Account you can save without lifting a finger when you use your TSB Visa Debit Card.

    We're sure you'll enjoy banking with us so we've made it easy when you turn 18 to move to a new account that will suit your needs, whether you're looking to start work or are continuing with your studies.

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    • You can also use Apple Pay with this account.

    Find out more about Apple Pay

    How to apply

    • To open an Under 19s Account, you must be aged between 11 and 18
    • If you are aged 11 and 15, a parent/guardian must be present, both when an account is opened and when additional services are applied for
    • Two forms of ID, such as passport or birth certificate, as well as proof of the parent or guardian's identity and address are required
    • Over 16s don't need to be accompanied by a parent or guardian, but need to bring in two forms of ID and proof of their address


  • Rates and charges

    It's important that you understand how your account works.

    We've added information below about our interest rates and you can find all the documents relevant to this account in the Important documents section.

    Under 19s Account interest rates

    Balance Interest paid Quarterly
    £1 - £2,500 2.50 % AER (variable) * 2.47 % Gross
    £2,501+ 0.1 % AER (variable) * 0.10 % Gross

    * AER (variable) means Annual Equivalent Rate. AER (variable) illustrates what your interest rate would be if interest was paid and compounded each year.

    View previous rates

  • Internet Banking

    The quick and easy way to control your money. Pay bills, check balances, transfer money between accounts, set up and cancel standing orders, view and cancel Direct Debits and more.

    Find out more and get started with Internet Banking

    Mobile Banking

    Make it easier to manage your money on the go. It means you can do your banking on the move from most Internet-enabled mobile devices - either using our app or via your mobile device's browser.

    Find out more and get started with Mobile Banking

    Telephone Banking

    You can call our Telephone Banking service on 03459 758 758.

    Use our quick automated service to:

    • Check your balance and recent transations
    • Pay your bills
    • Transfer money
    • Check your Direct Debits or Standing Orders

    And you can speak to one of our advisers if you have a more complex query.

    Find out more about Telephone Banking

    These services are available if you are over 16.

    Your TSB Visa Debit Card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.

    More about the Visa Debit Card

    Every time you use your TSB Visa Debit Card we'll round up the amount you spent to the nearest pound and transfer the difference from your Current Account into an eligible TSB Savings Account.

    Find out more about Save the Change®

  • Text Alerts are free but your mobile operator may charge for some services. Please check with them.

    We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.

    Save the Change® is a registered trademark and is used under licence by TSB Bank plc.

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Bank online 24/7 using our Internet Banking website or our mobile app.

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Bank over the phone 24/7 using our automated service - call 03459 758 758.

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