• Classic Plus Account

  • Our most popular account with a 3% AER variable interest on balances up to £1,500 and no monthly fees.

    No other high street bank offers you more with no monthly fee.

    To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence. It's important that you log in regularly, at least once every 12 months.

    Plus you can earn 5% Cashback on your first £100 of contactless payments each month (including Android Pay and Apple Pay). Find out how much you could expect to receive each month with our contactless cashback calculator

    Offer ends 31 December 2016 for accounts opened before 1 June 2016, or 30 September 2017 for accounts opened on/after 1 June 2016. Contactless debit card subject to eligibility. Paid monthly. T&Cs apply.

    Read reviews

  • Key features

    • 3% AER / 2.96% gross variable interest paid on balances up to £1,500 only
    • TSB Visa debit card Contactless functionality subject to status
    • Optional £25 interest and fee-free overdraft - for short term borrowing, like covering you until pay day. Subject to application, approval and repayable on demand.
    • You can apply to open a joint account and both receive the same benefits
    • 5% cashback on your first £100 of spending each month, using your contactless debit card, Apple Pay or Android Pay. Apple Pay and Android Pay terms and conditions apply.

    Find out more about Apple Pay and Android Pay.

  • £10 overdraft buffer
    We have two helpful buffers on our current accounts. £10 on a Planned Overdraft and £10 on an Unplanned Overdraft. About overdrafts

    Helps you avoid overdraft fees and keep a limit on your spending.

    For £10 a month, stop your account from going into an unplanned overdraft.

    Find out more

    Grace period
    You'll have until 3:30pm (UK time) to pay in enough money to avoid any overdraft fees you may incur on that day.

    Cheque book
    Available on request.

    Joint accounts
    Simply an account in the name of two or more people. Convert your existing account into a joint account by adding someone else to it, or open an account in two people's names. About joint accounts

    How you can bank with us
    Online, with Internet Banking

    In one of our 630 branches

    On the phone with Telephone Banking

  • Eligibility

    • You must be 18 or over and a UK resident to apply
    • The Classic Plus Account is restricted to one account in your sole name, and another Plus account in joint names
    • Please note: if you have more than one Plus account in your sole name or more than one Plus account in joint names, we may convert your additional account into an Enhance account or another current account from our range. We’ll give you at least two months’ notice before we do this.
    • If you don't log in to Internet Banking within 12 months, we might have to turn off your paperless correspondence, which will mean you won't get your interest. We don't want that to happen, so please log in regularly.
    • You can choose to switch your banking to us when you apply for a Classic Plus account, or any time after you've opened it - we guarantee switching will take just 7 working days.
  • Rates

    Balance £0 - £1,500 £1,500+
    Variable interest paid monthly AER 3.00% 0.00%
    Variable interest paid monthly Gross 2.96% 0.00%

    These rates are correct as at 04/01/2017.

    AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.

    Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

  • Financial Services Compensation Scheme

  • Contactless cashback calculator

    Find out how much contactless cashback you could expect to receive each month with Classic Plus.

    Try the calculator now



Do your banking wherever you are with secure online banking services.

Download our app



Bank online 24/7 using our Internet Banking website or our mobile app.

Internet Banking



Bank over the phone 24/7 using our automated service - call 03459 758 758.

Telephone Banking



Find your nearest branch or cash machine using our Branch Locator tool.

Find branches