Our most popular account with 3% AER variable interest on balances up to £1,500 and no monthly fee.
No bank gives you more with no monthly fee.
To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking,
Paperless Statements and Paperless Correspondence. It's important that you log in regularly, at least once every 12 months.
You can earn £5 cashback every month just for having two direct debits per month. Plus another £5 cashback every month if you spend with your debit card at least 20 times a month.*
So for doing the things you do anyway, you can earn £44 in interest and £120 in cashback. That's £164 in a year.
*For accounts opened on or after 1 March 2017 only. Cashback offer ends 30 June 2018. You must be registered for internet banking.
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Apple Pay and
£10 overdraft buffer
We have two helpful buffers on our current accounts. £10 on a Planned Overdraft and £10 on an Unplanned Overdraft.
Helps you avoid overdraft fees and keep a limit on your spending.
For £10 a month, stop your account from going into an unplanned overdraft.
Find out more
You'll have until 3:30pm (UK time) to pay in enough money to avoid any overdraft fees you may incur on that day.
Available on request.
Simply an account in the name of two or more people. Convert your existing account into a joint account by adding someone else to it, or open an account in two people's names.
About joint accounts
How you can bank with us
In one of our 630
On the phone with
These rates are correct as at 04/01/2017.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
It takes around 10 minutes
Compare all our other accounts
View our basic Cash Account
View our standard Classic Account
Visit fscs.org.uk to find out more
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