Our most popular account with a high 5% AER variable interest on balances up to £2,000 and no monthly fees. Interest rate and eligible balance will reduce on 4 January 2017 to 3% AER/2.96% gross variable paid on balances up to £1,500.
To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking,
Paperless Statements and Paperless Correspondence
. It's important that you log in regularly, at least once every 12 months.
Plus you can earn 5% Cashback on your first £100 of contactless payments each month (including Android Pay and Apple Pay). Find out how much you could expect to receive each month with our contactless
Offer ends 31 December 2016 for existing customers, or 30 September 2017 for accounts opened after 1 June 2016. Contactless debit card subject to eligibility. Paid monthly.
Find out more about Apple Pay and Android Pay.
£10 overdraft buffer
We have two helpful buffers on our current accounts. £10 on a Planned Overdraft and £10 on an Unplanned Overdraft.
Helps you avoid overdraft fees and keep a limit on your spending.
For £10 a month, stop your account from going into an unplanned overdraft.
Find out more
You'll have until 3:30pm (UK time) to pay in enough money to avoid any overdraft fees you may incur on that day.
Available on request.
Simply an account in the name of two or more people. Convert your existing account into a joint account by adding someone else to it, or open an account in two people's names.
About joint accounts
How you can bank with us
In one of our 630
On the phone with
Classic Plus credit interest rate will reduce on 4 January 2017. The
current interest rate is 5% AER/4.89% gross variable paid on balances up to
£2,000. From 4 January 2017, the interest rate will change to 3% AER/2.96%
gross variable paid on balances up to £1,500.
effective until 3 January 2017
These rates are correct as at 17/10/2016.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
It takes around 10 minutes
Compare all our other accounts
View our basic Cash Account
View our standard Classic Account
Visit fscs.org.uk to find out more
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