Classic Essentials (no longer on sale)

Simple, straightforward local banking with our Classic Essentials Account - it's a useful, 'can do' current account that makes your everyday money easy to manage and control, without any of the fancy extras.


Features and benefits

  • You get all the useful things you'd expect of a current account, but without planned overdrafts, loans or cheque books.
  • You can pay in cheques and cash in branch at our counters, Immediate Deposit Machines, cash machines and pay in boxes.
  • You'll get control of your money round the clock through Internet Banking, Telephone Banking and Mobile Banking, as well as at over 580 friendly high street branches across Britain. You can also make withdrawals from any cash machine where you see the Link or Visa symbol, at home and abroad.
  • There's no charge for everyday transactions as long as you're in credit - and it's easy to set up, change or cancel your standing orders and most Direct Debits online, over the phone or in branch.
  • You'll also get a Visa debit card to use in shops, online, over the phone and at cash machines. And you can Save the Change ® every time you use your debit card, helping you save automatically.
  • You can also pay in at any Post Office branch counter, in thousands of different places, all across the UK. (Paying in cash or cheques at the Post Office is not automatic and funds will take a day longer to reach your account than the equivalent transaction at a TSB branch.)

The quick and easy way to control your money. Pay bills, check balances, transfer money between accounts, set up and cancel standing orders, view and cancel Direct Debits and more.

Find out more and get started with Internet Banking

Mobile Banking

Make it easier to manage your money on the go. It means you can do your banking on the move from most Internet-enabled mobile devices - either using our app or via your mobile device's browser.

Find out more and get started with Mobile Banking

Telephone Banking

You can call Telephone Banking service 03459 758 758 and use our quick automated service to:

  • check your balance and recent transactions
  • pay your bills
  • transfer money
  • check your Direct Debits or standing orders

And you can also speak to one of our advisers if you have a more complex query.

Find out more about Telephone Banking

These services are available if you are over 16.

Your TSB Visa Debit Card is an amazing piece of plastic. Accepted in millions of places and cash machines worldwide, it's incredibly convenient. It's just as safe to use abroad as at home, so it's a simple alternative to carrying cash.

More about the Visa Debit Card

Every time you use your TSB Visa debit card we'll round up the amount you spent to the nearest pound and transfer the difference from your current account into an eligible TSB savings account.
If you've ever wondered where your money goes, then Money Planner is for you. It's a free, easy-to-use Internet Banking service that lets you keep track of most of the spending you make from your personal TSB current and credit card accounts.
Money Planner is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. You must be registered for Internet Banking. Terms and conditions apply.

A Joint Account is simply a bank account in the name of two or more people. You can either convert your existing bank account into a joint account by adding someone else to it, or open a new account in two people's names.


  • Convenient way to share outgoings like shopping, bills, mortgage or rent payments
  • You'll both get your own Visa debit card for payments and cash
  • You can still keep your own current account and open an additional TSB joint account, and move money between the two accounts easily

Important things to remember

Along with the benefits of opening a joint account, there are also extra responsibilities. Here are a few things to consider:

  • each person can make withdrawal, use cash machines or apply for an overdrafts without needing the other's approval

Apply for a joint account

You can open a joint account or add someone to your existing account at your nearest branch. You'll both need to go into a branch so that you can provide identification in person.

Account Opening is subject to our assessment of your circumstances. You must be 18 or over and a UK resident to apply.
Money Planner is provided to help you manage your personal finances and is not intended to provide legal, tax or financial advice. You must be registered for Internet Banking. Terms and conditions apply.
Text alerts are free but your mobile operator may charge for some services. Please check with them.
We don’t charge for your use of Mobile Banking but your mobile operator may charge for some services, please check with them. Mobile Banking is available on most internet enabled mobile devices. Services may be affected by phone signal and functionality. You must be registered for Internet Banking. Terms and conditions apply.
Save the Change® is a registered trademark and is used under licence by TSB Bank plc.

Financial Services Compensation Scheme

Visit to find out more

We’ve reduced our maximum monthly charge for your Unplanned Overdraft.

We’ve reduced the maximum that we’ll charge you for Unplanned Overdraft and Returned Item Fees.


Bank over the phone 24/7 using our automated service - call 03459 758 758.

Telephone Banking


Find your nearest branch or cash machine using our Branch Locator tool.

Find branches