Personal banking > Credit cards

 

Key feature Introductory
offer
Introductory balance
transfer fee
 
Platinum 28 Month Balance Transfer Card

Platinum Balance Transfer Card
Our LONGEST 0% balance transfer offer 0% for 28 months on balance transfers 3% balance transfer fee Find out more about the Platinum Balance Transfer Card

Representative example:
Purchase rate: 18.94% p.a. (variable)
Representative: 18.9% APR (variable) based on borrowing £1,200 over 12 months.
Credit limit and interest rates will vary based on your individual circumstances.

Platinum 15 Month Balance Transfer Card

Platinum Balance Transfer Card
Our LOWEST balance transfer fee 0% for 15 months on balance transfers 0.8% balance transfer fee* Find out more about the Platinum Balance Transfer Card
Representative example: 

Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.

* 0.8% fee for Balance transfers made in the first 90 days after we open your account, 3% fee for Balance transfers made after 90 days.

Platinum Purchase Card

Platinum Balance Transfer Card
Our LONGEST 0% PURCHASE offer  0% for 13 months on purchases plus 0% for 13 months on balance transfers 1% balance transfer fee* Find out more about the Platinum Purchase Card
Representative example: 

Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.

* 1% fee for Balance transfers made in the first 90 days after we open your account, 3% fee for Balance transfers made after 90 days.

Advance Mastercard®

Advance Credit Card
Our LOW RATE Card – 11.9% APR variable 4.9% on balance transfers for 12 months and 0% for 6 months on purchases 3% balance transfer fee Find out more about the Advance Credit Card
Representative example: 
Purchase rate: 11.95% p.a. (variable) 
Representative: 11.9% APR (variable) based on borrowing £1,200 over 12 months.
Credit limit and interest rates will vary based on your individual circumstances.
Avios Credit Card

Avios Credit Cards
Collect Avios for travel and leisure rewards 0% for 6 months on balances transferred within the first 90 days 3% balance transfer fee Find out more about the Avios Credit Cards
Representative example: 
Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.
Premier Avios Credit Card

Premier Avios
Collect 25% more Avios for travel and leisure 0% for 6 months on balances transferred within the first 90 days 3%  balance transfer fee Find out more about Premier Avios Credit Cards
Representative example: 
Purchase rate: 13.95% p.a. (variable)

Representative: 23.7% APR (variable) based on borrowing £1,200 over 12 months
Credit limit and interest rates will vary based on your individual circumstances.
Annual fee of £50.

Student Credit Card

Student Credit Card
For students 18 or over with a TSB current account Up to 56 days interest-free credit on purchases* - Find out more about the Student Credit Card
Representative example:

Purchase rate: 19.94% p.a. (variable)
Representative: 19.9% APR (variable) based on borrowing £1,000 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.

*Providing you make full payment by the payment date. There is no interest free period for balance transfers, cash withdrawals or credit card cheques.

 

Key feature Introductory
offer
Introductory balance
transfer fee
 
Platinum 28 Month Balance Transfer Card

Platinum Balance Transfer Card
Our LONGEST 0% balance transfer offer 0% for 28 months on balance transfers 3% balance transfer fee Find out more about the Platinum Balance Transfer Card

Representative example:
Purchase rate: 18.94% p.a. (variable)
Representative: 18.9% APR (variable) based on borrowing £1,200 over 12 months.
Credit limit and interest rates will vary based on your individual circumstances.

Platinum 15 Month Balance Transfer Card

Platinum Balance Transfer Card
Our LOWEST balance transfer fee 0% for 15 months on balance transfers 0.8% balance transfer fee* Find out more about the Platinum Balance Transfer Card
Representative example: 

Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.

* 0.8% fee for Balance transfers made in the first 90 days after we open your account, 3% fee for Balance transfers made after 90 days.

Platinum Purchase Card

Platinum Balance Transfer Card
Our LONGEST 0% PURCHASE offer  0% for 13 months on purchases plus 0% for 13 months on balance transfers 1% balance transfer fee* Find out more about the Platinum Purchase Card
Representative example: 

Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.

* 1% fee for Balance transfers made in the first 90 days after we open your account, 3% fee for Balance transfers made after 90 days.

 

Key feature Introductory
offer
Introductory balance
transfer fee
 
Platinum Purchase Card

Platinum Balance Transfer Card
Our LONGEST 0% PURCHASE offer  0% for 13 months on purchases plus 0% for 13 months on balance transfers 1% balance transfer fee* Find out more about the Platinum Purchase Card
Representative example: 

Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.

* 1% fee for Balance transfers made in the first 90 days after we open your account, 3% fee for Balance transfers made after 90 days.

Advance Mastercard®

Advance Credit Card
Our LOW RATE Card – 11.9% APR variable 4.9% on balance transfers for 12 months and 0% for 6 months on purchases 3% balance transfer fee Find out more about the Advance Credit Card
Representative example: 
Purchase rate: 11.95% p.a. (variable) 
Representative: 11.9% APR (variable) based on borrowing £1,200 over 12 months.
Credit limit and interest rates will vary based on your individual circumstances.

 

Key feature Introductory
offer
Introductory balance
transfer fee
 
Avios Credit Card

Avios Credit Cards
Collect Avios for travel and leisure rewards 0% for 6 months on balances transferred within the first 90 days 3% balance transfer fee Find out more about the Avios Credit Cards
Representative example: 
Purchase rate: 17.95% p.a. (variable) 
Representative: 17.9% APR (variable) based on borrowing £1,200 over 12 months. 
Credit limit and interest rates will vary based on your individual circumstances.
Premier Avios Credit Card

Premier Avios
Collect 25% more Avios for travel and leisure 0% for 6 months on balances transferred within the first 90 days 3%  balance transfer fee Find out more about Premier Avios Credit Cards
Representative example: 
Purchase rate: 13.95% p.a. (variable)

Representative: 23.7% APR (variable) based on borrowing £1,200 over 12 months
Credit limit and interest rates will vary based on your individual circumstances.
Annual fee of £50.

 

Key feature Introductory
offer
Introductory balance
transfer fee
 
Advance Mastercard®

Advance Credit Card
Our LOW RATE Card – 11.9% APR variable 4.9% on balance transfers for 12 months and 0% for 6 months on purchases 3% balance transfer fee Find out more about the Advance Mastercard
Representative example:
Purchase rate: 11.95% p.a. (variable)
Representative: 11.9% APR (variable) based on borrowing £1,200 over 12 months.
Credit limit and interest rates will vary based on your individual circumstances.

 

Key feature Introductory
offer
Introductory balance
transfer fee
 
Student Credit Card

Student Credit Card
For students 18 or over with a TSB current account Up to 56 days interest-free credit on purchases* - Find out more about the Student Credit Card
Representative example:

Purchase rate: 19.94% p.a. (variable)
Representative: 19.9% APR (variable) based on borrowing £1,000 over 12 months.
Credit limit and interest rates will vary based on your individual circumstances.

*Providing you make full payment by the payment date. There is no interest free period for balance transfers, cash withdrawals or credit card cheques.


The minimum balance transfer is £100

  • Balance transfers are subject to your credit limit
  • Balances must be transferred within 90 days of account opening
  • Any promotional 0% period will start from the date of account opening
  • Any balances transferred after the first 90 days will incur a 3% balance transfer fee and will not be eligible for any 0% period


To stay eligible for promotional rates, you must:

  • Stay within your credit limit
  • Make your payments on time each month


Our cards have a number of features that help you to stay in control:

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
  • Text alerts help you manage your credit card account when you register for Internet Banking.
  • Internet fraud protection and Clicksafe® to help keep your details secure when shopping online
  • Active account monitoring to spot any suspicious spending
  • A Money Planner to help you keep track of your funds across your TSB current account and your credit card accounts
  • Overseas emergency telephone assistance if you lost your card abroad – we will issue a replacement