• Student Credit Card ImageStudent MasterCard® Credit Card

    If you're at college or university and have had a TSB Student Current Account for at least the last three months, our Student MasterCard® could give you that extra flexibility when you need it most.

    How your Student MasterCard® works:

    • We'll tell you the credit limit when you open your account. Remember to manage your money so you stay within this limit otherwise you will be charged a fee
    • You'll need to make at least the minimum payment each month. We'll tell you what the minimum monthly payment is on your statement, which will also tell you when payment is due
    • Interest is usually charged from the day of the transaction, at 19.94% p.a. (variable), however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current status on time. There is no interest free period on balance transfers or cash withdrawals
    • 1% cashback on the first £500 of eligible spend each month when you have a TSB Classic Plus current account. Offer ends on 30 September 2017. Terms and conditions apply
    • 5% cashback on Apple Pay or Android Pay payments on the first £100 of spend each month. Paid monthly. Terms and conditions apply. Offer ends on 31 December 2016. Find out more about Apple Pay and Android Pay

    Only available to TSB Student bank account holders

    As with all credit cards, there are fees and charges for certain transactions, such as:

    • cash withdrawals
    • using your card abroad
    • missing a payment
    • going over your credit limit

    For more information about these fees, please read our simple guide.

  • Money Planner 4

    Ever wondered where all your money goes? Our money planner will help you to keep track of the spending you make from your TSB credit card and current account.

    It will also group your spending into meaningful categories, such as entertainment, food and travel, and displays the results in easy to read pie charts.
    Find out more about money planner

    ClickSafe® 1

    ClickSafe® (also known as Verified by Visa, MasterCard® 2SecureCode and American Express® 3 SafeKey©) is a free service that gives you extra protection when you're shopping online.

    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.

    • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
    • Text alerts help you manage your credit card account when you register for Internet Banking.
    • Internet fraud protection and Clicksafe® to help keep your details secure when shopping online.
    • Active account monitoring to spot any suspicious spending.
    • A money planner to help you track your funds across your TSB current account and your credit card accounts.
    • Overseas emergency telephone assistance if you lost your card abroad - we will issue a replacement.

    Find out more about using your credit card with Apple Pay.

    Find out more about using your credit card with Android Pay.

  • Representative example

    Representative 19.9% APR (variable)

    Purchase rate 19.94% p.a. (variable)

    Based on borrowing £1,000 over 12 months.

    Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.


  • How to apply

    Apply online today - it only takes a few minutes

    To be eligible for this card, you must be:

    • 18 or over
    • A UK resident
    • Have a regular income
    • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement
    • Have had a TSB Student Current Account for at least the last three months

    Find out what I need when applying

    This offer is only available if you do not already have a credit card from TSB.

    Apply securely

  • Borrowing Sensibly

    If you are looking to borrow some money, read our guide on borrowing sensibly.

    Read the guide



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