•  Premier Avios Credit Card

    The Premier Avios Credit Card is the fastest way to collect Avios with TSB, allowing you to collect Avios on almost every purchase you make, which you can turn into flights, hotels, days out and more.

    • 0% interest for up to 6 months on balances transferred within the first 90 days (3% fee applies)  . You'll also collect 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider
    • Up to 56 days' interest-free period on purchases (from the date of transaction) if you pay your balance in full and on time each month 
    • Interest is usually charged from the date of transaction, however, you will not be charged interest on new purchases if you pay the full balance shown on your previous and current statement on time
    • 5% cashback on Apple Pay or Android Pay payments on the first £100 of spend each month.  Terms and conditions apply. Offer ends on 31 December 2016. Find out more about Apple Pay and Android Pay  

    To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

    As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal, missing a payment or going over your credit limit.

    For more information about these fees and the rates which will apply after your introductory period, please read our simple guide.

    Get away even sooner with our Premier Avios credit card in partnership with Avios

    You'll collect 25% more Avios with the Premier Avios Credit Card than with the Avios Credit Cards on eligible spend, and if your eligible spend is over £15,000 on your Cards in a year, you'll get a Companion Ticket so you can take someone special away.

    • Collect 1.25 Avios for every £1 of eligible spend on the Premier Avios American Express® Card and 1.25 Avios for every £5 of eligible spend* on the Premier Avios MasterCard®
    • Collect in over 32 million MasterCard locations, and millions of American Express merchants on the high street and around the world (fees apply). Also collect double Avios on your eligible spend abroad. Fees apply when you use your card abroad
    • Companion Ticket with £15,000 of eligible spend in one year
    • Annual fee of £50
  • As an example, if you were to spend an average of £180 per week on your Avios American Express ® Credit Card (fuel: £40, supermarket shopping: £80, household bills: £35, other expenses: £25), you would collect 11,700 Avios every year.

    That's enough Avios for a great day out or a return flight to places like Nice or Berlin (you just pay our £35 Reward Flight Saver * ). See www.avios.com for more information.

    3,000Health club day pass for two
    4,500Paintball or Traditional afternoon tea experience for two
    5,500Comedy night
    7,000The Favourite Six wine case
    7,000West End Theatre Ticket (Silver)
    + arline taxes, fees and carrier charges (or 9000 +£35pp if it's a Reward Flight Saver) *
    A return flight to destinations like Nice, Amsterdam and Berlin
    + arline taxes, fees and carrier charges (or 15000 +£35pp if it's a Reward Flight Saver) *
    A return flight to destinations like Barcelona, Rome and Venice

    Prices are correct as of 1 January 2016 but may be subject to change or withdrawal.

    *Reward Flight Saver (RFS) enables the member to pay a cash price of £35 per person in respect of taxes, fees and carrier charges on a qualifying flight in economy class in place of the actual taxes, fees and carrier charges applicable to the booking Prices are correct at the time of publication but may be subject to change or withdrawal. Taxes, fees and carrier charges and the price quoted for Reward Flight Saver may also be subject to change. Examples are based on British Airways flights from London and other routes may be available from regional airports but may be indirect and require a stopover please enquire at time of booking. All bookings are subject to Avios terms and conditions, the carriers conditions of carriage and are strictly subject to availability which may be very limited or not available on some routes at certain times especially during peak periods. Examples based on British Airways flights from London.

    Make managing your money simpler

    Why pay a high interest rate when you could transfer your balance to your TSB Avios Credit Card Account with a 6 month balance transfer offer (3% fee applies).

    You'll also get 1500 extra Avios for every whole £1,000 balance that you transfer from a single provider.

    Take advantage of our introductory balance transfer offers If you don't currently hold a TSB credit card you can apply online now and request a balance transfer at the same time.

    Important Information

    Credit card balance transfers can only be made from non-TSB credit cards or store cards and must be transferred within 90 days of account opening. Your application is subject to your credit limit and dependent on our assessment of your circumstances. After approving your application we will send payments to your other card issuers. Until then, please continue to make payments to your other cards as usual.

    We'll charge a fee of 3% for all balance transfers you make. Balance transfers must be for a minimum of £100 and subject to your credit limit.

    Minimum payment of an amount equal to the total of interest, any late payment, over limit or returned payment charges, 1/12th of your annual fee (if applicable) and 1% of the balance shown in your statement (minimum £5, or the full balance if less than £5). If you don't pay off your balance in full, any payments you make will pay off Transactions charging the highest rate of interest first, and so on down to the lowest rate of interest in the following order: Cash Withdrawals, Purchases, Balance Transfers and Cheques, followed by default charges.

    In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.

    • The minimum balance transfer is £100
    • Balance transfers are subject to your credit limit
    • Balances must be transferred within 90 days of account opening
    • Any promotional 0% period will start from the date of account opening
    • Any balances transferred after the first 90 days will incur a 3% balance transfer fee and will not be eligible for any 0% period
    • To stay within your promotional rates, you must stay within your credit limit and make your payments on time each month
    • Your APR explained  - We treat all our customers on an individual basis. The APR and interest rates we offer are determined by the details you supply, along with an independent verification of your credit and repayment history.
    • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.
    • Existing TSB credit card customers  - if we accept your application, we will move any existing balances to your new card and these will continue to be charged at your existing rates. This includes existing promotional balances that will continue to be charged at the promotional rate until the end of the offer period when they will revert to the standard rate.
      By moving to this new card you will lose any benefits and rewards associated with your existing card. However, you will receive all the features and benefits of the new credit card you're applying for.
      Please note that introductory offers will not be available to you, e.g. 0% for 6 months on balances transferred within the first 90 days

    Money Planner 4

    Ever wondered where all your money goes? Our money planner will help you to keep track of the spending you make from your TSB credit card and current account.

    It will also group your spending into meaningful categories, such as entertainment, food and travel, and displays the results in easy to read pie charts.
    Find out more about money planner

    ClickSafe® 1

    ClickSafe® (also known as Verified by Visa, MasterCard® 2SecureCode and American Express® 3 SafeKey©) is a free service that gives you extra protection when you're shopping online.

    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to help us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe® is helping protect you from fraud.

    • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
    • Text alerts help you manage your credit card account when you register for Internet Banking
    • Internet fraud protection and Clicksafe® to help keep your details secure when shopping online
    • Active account monitoring to spot any suspicious spending
    • A money planner to help you track your funds across your TSB current account and your credit card accounts
    • Overseas emergency telephone assistance if you lost your card abroad - we will issue a replacement

    Find out more about using your credit card with Apple Pay.

    Find out more  about using your credit card with Android Pay.

  • Collect Avios

  • Representative example

    Representative: 23.7% APR (variable)

    Purchase rate: 13.95% p.a. (variable)

    Based on borrowing £1,200 over 12 months.

    With an annual fee of £50.

    Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.


  • How to apply

    Apply online today - it only takes a few minutes

    To be eligible for this card, you must be:

    • 18 or over
    • A UK resident
    • Have a regular income
    • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement

    Find out what I need when applying

    Apply securely

  • Existing customer? You can apply by visiting your local branch

  • Borrowing Sensibly

    If you are looking to borrow some money, read our guide on borrowing sensibly.

    Read the guide



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