• Advance MasterCard ImageAdvance MasterCard®

    This is our lowest rate card at 7.9% APR. Our Advance MasterCard® is your perfect shopping partner with an introductory offer of 0% on purchases for the first 3 months.

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    • 0% interest on purchases for the first 3 months
    • 0% interest for the first 3 months on balances transferred within 90 days 0% balance transfer fee applies in the first 90 days. After 90 days, a 3% fee will apply
    • Representative 7.9% APR (variable)
    • Interest charged from the date of transaction
    • 1% cashback on the first £500 of eligible spend each month when you have a TSB Classic Plus current account. Offer ends on 30 September 2017. Terms and conditions apply
    • 5% cashback on Apple Pay or Android Pay payments on the first £100 of spend each month. Paid monthly. Terms and conditions apply. Offer ends on 31 December 2016. Find out more about Apple Pay and Android Pay

    To remain eligible for promotional rates you must stay within your credit limit and make your payments on time each month.

    As with all credit cards, there are fees and charges for certain transactions, such as using your card abroad, making a cash withdrawal, missing a payment or going over your credit limit.

    For more information about these fees and the rates which will apply after your introductory period, please read our simple guide.

    • Your APR explained - We treat all our customers on an individual basis. The APR and interest rates we offer are determined by the details you supply, along with an independent verification of your credit and repayment history.
    • In order to remain eligible for any promotional rates you must stay within your credit limit and make your payments on time each month.

    Money Planner 4

    Ever wondered where all your money goes? Our money planner will help you to keep track of the spending you make from your TSB credit card and current account.

    It will also group your spending into meaningful categories, such as entertainment, food and travel, and displays the results in easy to read pie charts.
    Find out more about money planner

    ClickSafe ® 1

    ClickSafe ® (also known as Verified by Visa, MasterCard ® 2 SecureCode and American Express ® 3 SafeKey © ) is a free service that gives you extra protection when you're shopping online.

    The service will assess each transaction and either verify it automatically or, in some cases, ask you for some further information to hp us verify the payment. This means that you can safely shop online, with fewer interruptions, knowing that Clicksafe ® is helping protect you from fraud.

    • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch
    • Text alerts help you manage your credit card account when you register for Internet Banking
    • Internet fraud protection and Clicksafe® to help keep your details secure when shopping online
    • Active account monitoring to spot any suspicious spending
    • A money planner to help you track your funds across your TSB current account and your credit card accounts
    • Overseas emergency telephone assistance if you lost your card abroad - we will issue a replacement

    Find out more about using your credit card with Apple Pay.

    Find out more about using your credit card with Android Pay.

  • Representative example

    Representative 7.9% APR (variable)

    Purchase rate 7.94% p.a. (variable)

    Based on borrowing £1,200 over 12 months.

    Credit limits and interest rates will vary based on your individual circumstances. Subject to status and lending criteria.

  • How to apply

    Apply online today - it only takes a few minutes

    To be eligible for this card, you must be:

    • 18 or over
    • A UK resident
    • Have a regular income
    • NOT be currently declared bankrupt, have county court judgements or be subject to an individual voluntary agreement

      Find out what I need when applying

    This offer is only available if you do not already have a credit card from TSB.

    Apply securely

  • Borrow Well

    If you are looking to borrow some money, read our guide on borrowing sensibly.

    Read the guide



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