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Platibum balance transfer card

Purchase credit cards

Buying something expensive or need a card for regular spending?

Our Platinum purchase credit card has up to 15 months of 0% interest, then 22.9% APR representative (variable).


Representative example

Representative 22.9% APR (variable). Purchase rate 22.95% p.a. (variable). Based on borrowing £1,200 over 12 months. The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.



Purchase credit cards explained

  • Purchase cards help you spread the cost of your spending.
  • Your credit limit, promotional period, and interest rates will vary based on your circumstances.
  • To keep your promotional rates, you’ll need to stay within your credit limit and make your monthly payments on time.
Illustration of a pink sofa and a large blue shopping bag.

What is this Purchase credit card good for?

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Not paying upfront cost

Instead of dipping into your savings, spread out the cost of large purchases.

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Buy with confidence

Purchases are protected under Section 75 of the Consumer Credit Act.

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Interest-free purchases

Having 0% interest on a Purchase credit card can help reduce the cost of borrowing.

Representative example

Representative 22.9% APR (variable). Purchase rate 22.95% p.a. (variable). Based on borrowing £1,200 over 12 months. The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit between different lenders.


Our Platinum purchase card benefits

  • 0% interest on all purchases for 15 months
  • 0% interest for 15 months on any balance transfers made in the first 90 days
  • A low balance transfer fee of 1.45% for the first 90 days
  • Pay through contactless, or set it up on Apple or Google Pay
  • Priceless.com is available exclusively to Mastercard cardholders and provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel
Illustration of three different TSB credit cards.


What you need to apply

Details

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Your current address in the UK

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Details of any balance that you wish to transfer

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Your bank account number and sort code

Eligibility:

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You must be 18 or over

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A UK resident

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Have a regular income

Criteria:

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Not be currently declared bankrupt, have County Court Judgments or be subject to an individual voluntary agreement.


Useful documents and guides

How do I apply?

Already a TSB customer?

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Log in to Internet Banking

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Apply for a new card

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Complete in just minutes

How do I apply?

Not a customer?

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Apply online

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Give us a few details

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Complete in just minutes

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If you prefer to apply in branch or through a telephone, you can book an appointment in advance.


Any questions?

  • A variety of ways to manage your account: online, by phone through one of our UK based call centres, or at a TSB branch.
  • Mastercard® SecureCode to help keep your details secure when shopping online.
  • Active account monitoring to spot any suspicious spending.
  • Overseas emergency telephone assistance if you lost your card abroad.
  • Receive Overseas Alerts when your card has been used in a foreign country. To opt in, opt out and amend your settings, use the form below. We’ve chosen Adobe to support us with our digital processes by using their ‘Adobe Sign’ software. Adobe is a separate data controller from TSB, and any personal data you provide will be sent to Adobe and processed in accordance with their terms and conditions of service. You may wish to read their Adobe Terms of Use and Consumer Disclosure before using the following link. Update Your Overseas Alerts.

There may be lots of different reasons you might need to bank with us differently, either in the short term, or on a continuing basis. It could be because of your physical or mental wellbeing, or because of a life event you’ve experienced. Whatever the reason, we are committed to tailoring our support to your personal needs.

If you choose to tell us about your individual support needs, we will take the time to understand your circumstances and work with you to make sure you have the support you need when banking with TSB. We can add a Support Indicator to your account, which means whenever you talk to us, we'll be aware that you may need tailored support.


Important information

TSB adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. Read more about our lending commitments to you (PDF, 56.8KB).

The issue of a credit card is subject to status and depends on our assessment of your circumstances. You must be 18 or over and a UK resident to apply.

Mastercard® and the Mastercard® Brand mark are registered trademarks of Mastercard® International Incorporated.