• International Services Rates and Charges

    Sending and receiving money

    Sending money abroad

  • Transaction type Charges
    International Payment - via Internet Banking £15
    Express International Payment - in branch £28
    Standard International Payment - in branch £21
    Non-urgent Euro (SEPA)1 - in branch £19
    International Draft payable abroad - in branch £15
    SEPA Direct Debit Free

    All charges are per item unless otherwise stated.

    1For non-urgent Euro (SEPA) you must provide a Bank Identifier Code (BIC) and International Bank Account Number (IBAN).

    Charges as at 13th May 2013.

  • Cheques/drafts in foreign currency or drawn abroad


    Transaction type Charges
    Cheques/drafts (including dividend warrants) payable:
    • in foreign currency or sterling drawn abroad; or
    • in foreign currency drawn in the UK
    (See below for exceptions)2
    Up to £100 – £5
    Over £100 – 25p per £100
    Minimum £8, maximum £80
    Charges as per country
    Cheques/drafts payable in a different currency from the country upon which the cheque/draft is drawn (excluding items expressed in sterling or drawn in the UK) Up to £100 – £5
    Over £100 – 25p per £100
    Minimum £15, maximum £80
    Charges as per cheque
    Unpaid charge (if the cheque/draft is not honoured by the paying bank) £5

    2For Euro cheques drawn in the UK, please refer to tariff for domestic Euro transactions.

  • Collection

    Transaction type Charges
    Cheques/drafts (including dividend warrants) Up to £100 – £5
    Over £100 – 25p per £100
    Minimum £15, maximum £80
    N.B. Fee to be taken whether item is paid or unpaid

    Status enquiries

    Transaction type Charges
    Status enquiries abroad £20
    If sent electronically Additional £10

    Foreign exchange

    Transaction type Charges
    Spot transactions No charge
    Forward exchange contracts No charge
    Currency options You will be advised of the charges when the service is provided
  • Post payment charges

    These charges apply when requests are made after an international payment has been sent abroad.

    Transaction type Charges
    Amendments3 £5 per message
    Beneficiary claiming non-receipt of funds (BCNR) query £5 per chaser after the first one which is free of charge
    Recalling a payment4 £20 per payment

    3 Amendments are only allowed on International payment (Standard and Express). They are amendments you want to make on the beneficiary details and/or the amount of payment after the payment is sent.

    4 If the payment has already been credited into the beneficiary's account using International payment, we can only recall the payment subject to the beneficiary's agreement. The charge will be taken whether the payment can or cannot be recalled. If a payment is recalled, the amount returned to you will be calculated according to the exchange rate on the day it is credited into your account. In the case of cancelling a draft, we may ask you to sign a counter indemnity which allows us to debit your account if money is paid out.



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