• Business Credit Cards

    Cash flow is always a high priority, so you’ll be glad to hear that our Business Credit Card offers you a straight forward, flexible way to manage cash flow, stay in control of business expenses and reduce your bank charges.

    Key features

    • Flexible repayment options
    • Up to 45 days interest free credit on Sterling purchases if your balance is paid in full by the due date on your previous and latest statements
    • Detailed monthly statement
    • £32 annual fee per card
    • Representative 22.4% APR (Fixed/Variable)

    In addition to the annual fee, other charges are applicable e.g. cash withdrawals will incur a 2.5% handling fee (minimum £2.50). Non-Sterling Transaction fee is 2.95%.

    View our Summary Box for full details of our rates and charges

    Reasons to choose our Business Credit Card

    • You could reduce your bank charges by using your card instead of writing cheques
    • Provide staff aged over 18 with a Business Credit Card and set individual card limits to stay on top of day-to-day business expenses
    • Make cash withdrawals up to £500 per cardholder per day - provided you stay within your card limit
    • From hotels to petrol and business lunches to computers use your card in millions of outlets around the world wherever the VISA sign is displayed

    All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

    You should not apply for an amount that you can not comfortably afford to repay now and in the future to avoid the possibility of legal action.

    Before you apply

    Before you apply you will need to have the following information available:

    • Contact details for you and your business
    • The amount of the Business Limit you wish to apply for
    • The number of cards you require on your Business Credit Card account



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