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    Giving you breathing space in the first year.

  • Buying a home is an exciting time, and it can also be an expensive time - especially in the first year. This is the time you could do with a little extra money to redecorate and buy furniture.

    We're launching our new Breathing Sapce mortgage for first time buyers and home movers, to give you the freedom to make your house a home. We want to ease the pressure of your move and provide a more enjoyable experience. By giving you the opportunity to have lower fixed repayments for the first year and the security of knowing what you're paying each month.

    This is followed by higher fixed repayments for the remaining two years. Early repayments charges apply throughout the fixed period.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    Lending is subject to status and lending criteria. Borrowers must be 18 or over and a UK resident. 

    Find out more about our Breathing Space mortgages and what rates are available.

  • 3 year Breathing Space mortgage deals

  • First time buyers

    There's nothing like buying your first home. For people from all walks of life, it's a dream we've been helping to make real.

    View details and start application

  • Home movers

    Moving home is an exciting time and we want to ensure the mortgage aspect is as straightforward as possible so you can focus on the good bits.

    View details and start application